New Journey

Scott_Weiland_2

re SOA the only other further 5 penneth i can pop in is what are you doing re additionally boosting your income

ie market research surveys???

are you using topcashback for online purchases??

have you had a declutter on say ziffit.com or webuybooks.co.uk

System

Thank you boxofpaws yes I love spending time with my grandchildren they are only 3 and 3 months .

Scott_Weil I have been doing surveys you suggested to me and am not doing to bad. Have registered at topcash back but haven't bought anything since December only food .

Scott_Weiland_2

Couple of tiny ways you can make a bit money on top cashback with out actually spending anything

1) do an insurance quote for pet insurance and motor insurance i think its 2pound odd ish they will pay for both quotes does no harm not breaking any rules.

2) order a free sim, giff gaff and three offer this and its not a lot again but moneys money and you get some spare sims

System

Will do Scott_Weil have signed up for a couple more survey sites that you suggested as well.

Three days to payday and all well . Just need to get petrol today so need to up my budget by £20 for it as using more than I thought.

System

One month on budget pay day tomorrow:

Petrol £91.05/£80 increased to £90
Shopping £99.66/£120
Entertainment £50.15/£100
The entertainment being so low gave me the money to pay for my glasses.

Spending diary has been invaluable keeping a track of my spending.

Had 13 NSD this month , hoping to aim for the same This next pay month. I do have more things booked in my calendar , will be very careful .

No credit card used and no clothes bought for 2 months. Overpayment of £14.76 , small but better than nothing.

Onwards and upwards to next month.

System

New debt busting month ! Can't wait to do transfers , see EF balance go up.

System

All transfers done, just enough left in main account to cover all dd's plus an extra fiver just in case.

I have a trip away in 2 weeks , the hotel is free but will have to contribute to petrol . Have a credit of £30 on a cc for refund of train journey that is to cover evening meal . Will not be buying anything but maybe coffee .

Also have a meal out planned 2 days before payday so will need to keep a very beady eye on spending to afford this .

Very determined though.

boxofpaws

:jWell done Cumbra Lass. It's my pay day next Tuesday, where I get to see the big number go down - can't wait:j

System

Off for a monthly treat waxing . It comes out of my entertainment money £11 . Yesterday . Haircut , highlights and blow dry £20 the delights of having a hairdresser in the family. Otherwise it would cost a fortune !

Then maybe a crunchie bar for tonight , catching up on to programmes . Staying in nothing planned saving money as busy next 2 weekends .

System

Sky package going up to £51.99 from £34.83 next month. Just haggled and got new package for £27.69 for 18 months , very happy Cumbria lass. Go me !