New Journey

System

Just realised this month 9 of debt busting so a quarterly update

Jan 2017 Cc 1 4570 /Sep 2017 3549 = £1021 paid
Jan 2017 cc2 1550 Sep 2017 £1000= £550 paid

If my maths are right I have paid 27.8% off so going at the same rate possibly another 28 months to go. I do hope to get this down though.

System

Don't think I have slept a wink last night, got woken up at 12.15am by the phone ringing a phone number from Belgium. Never answered. That was it for the night , have a 12 hour day ahead.

glass_half_full

Hi there Cumbria Lass,
That's great progress you are making! What a pain about the phone call. Hope your day goes ok.

Poor_Single_lady

Sounds like it's going well Cumbria apart from the phone call. Good luck with your goals. xxx

System

Thanks for stopping Glass half full and PSL. Having an early night tonight after the phone call.

Spendy day as ordered some Xmas presents , went through topcashback so hoping for a bit back.

That's all there is to report.

beanielou

Your quarterly update looks fab
Well done.

Hiddenidenity

Finally caught up with your diary and subscribed (I didn't want to comment before reading it all :rotfl:

I think you do amazing on the budget you have and you're really organised. I think we are quite lucky here with access to quite a few free things for the small ones other than the travel to get there.

I think I'm further away from Manchester than you although DD is heading up to the trafford center at weekend and I'm a nervous wreck about it! I live nearer Bolton so that's my 'town' and Manchester the 'city'

Hope your mums doing well now? I am lucky to live right by our hospital too, I never realised how much I appreciate being so close until I had youngest and we've spent the majority of the last 3 years in there.

I will be following along now x

117pauline

Morning Cumbrian Lass

I hav just popped over as you mentioned you don't get many visitors on another thread.

Now I am going to read from the beginning of your diary. It's too blowy to go into the garden so it's a pot of tea and my tablet tucked under a blanket

Have a good day
Pauline

EssexHebridean

Another here who's now made the connection that you have a diary and subscribed! :T (Quite jealous of Pauline's description of how she's going to catch up - a brew and a blanket sounds just perfect for today!)

It looks like you have things pretty under control - I think regardless of how good we all get at this not-spending-money lark there are ALWAYS temptations in the way - I freely admit that nice food is mine, I have to remind myself that bread from our local bakery is a treat for once a month NOT for every weekend! It's about learning to deal with the things that trigger us though I think - and of course as you've learned also budgeting for stuff ahead of time and always having that little bit in reserve (EF) "just in case"!

I sympathise about you struggling to get back to sleep after being disturbed early in the night too - I had something similar last night although I have NO idea what actually woke me up - just couldn't get comfy for a while after that - would normally have got up and pottered about a bit but MrEH had a silly-early start this morning so didn't want to risk disturbing him any more.

beanielou

Well my current want is to buy a new fleecy blankrt :eek: :rotfl: