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New Journey

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  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am in awe.
    I did buy a book of Christmas stamps today!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well done on the Christmas cards Cumbria. I meant to do mine when I was off work last week, but of course I didn't!:D

    Hope you have a fab time at your Christmas market at the weekend. I love these. :xmassmile I'm looking forward to mooching around the one in DD's town when I'm up there next month.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I was at the Christmas markets on Saturday....I love the atmosphere too.
    January spends - £587.58
  • I need to knuckle down this week and get the Christmas cards sorted and written. Then next the Xmas presents . After that is the Australia bit.

    Today was a NSD , and I left work fairly early for me , so just getting the cards out ready to start writing. This weekend is one of my favourite weekends in the year, it's the day of my friends and I visiting the Manchester Christmas markets. Love the atmosphere, usually don't buy much as to be honest it's quite expensive. We always have a meal , last year I ended up with dough ball belly so will definitely be careful what I eat. .

    Oh well best get on with the cards.

    I love the markets too. I just find it gets too busy at points and loses its enjoyment. I try to go early x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • doingitanyway
    doingitanyway Posts: 10,015 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You've done so well on your cards, reminded me I need to get a wiggle on.
    Have a good day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou wrote: »
    I am in awe.
    I did buy a book of Christmas stamps today!

    Well that's a start Beanie :rotfl:. It's more than I've done.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done on ending the year in such a good place,the new year is going to feel so good knowing your debt hasn't increased,I am determined to be the same at the end of this year
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Let's just pretend today didn't happen , and start afresh tomorrow!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Let's just pretend today didn't happen , and start afresh tomorrow!

    Oh dear :naughty:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well tomorrow is another day.
    Hope it is a better one for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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