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New Journey
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Necessary sometimesCumbria_lass wrote: »Was going to do all sorts tonight but decided to just chilll, in my pyjamas .
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If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Spent last evening with an old colleague who can talk as much as me , three hours later I drew breath. Her daughter is a celebrity of sorts, that's my claim to fame. It was great hearing about how the other half live.
Today I attended a funeral of someone I have known for many years through my volunteering. The service was a tribute to his life , but even I welled up when they played " If heaven was needing a hero by Joe Dee Messina .
I managed a no spend day today .
Tomorrow is childminding day , I can't believe half term is here already . The weeks are going way to fast.
Think it will be an early night .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
It's lovely to spend time with a friend when the time whizzes by like that, it usually means they're a very good friend.
That's very sad about the volunteer's funeral.
Well done on the NSD.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I have caved in , the heating has gone on this morning. However I am going to be very mindful this winter with it . I am determined to only use it when necessary.
Hoping for a walk this morning to buy a Xmas present , and a few odd bits from HB .
Last school pick up before half term yippee .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I'm also being mindful with the heating. I will be on sabbatical all Winter so I need to be extra mindful
Have a good dayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Lovely autumnal walk through the leaves , DGD insisted on taking her baby with her , my 50 yr old doll. Picked up Xmas present , got bits from from HB 6,000 steps done .
Am having a brew and a rest now whilst DGD is snoozing in the buggy .
Great day for being outside .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Sounds like you’ve had a great day CL. I’m looking forward to replacing the gks baby toy box with a few more grown up toys to free up a bit of space in the spare bedroom.
It’s a shame how most of the markets around these parts have dwindled to nothingness. The one in my home town used to be a great market but it’s rubbish now they’re trying to revive it with food outlets...I’m running my freezer down so I can visit a big market on the tram to restock with some meat and fish from there.
Have a lovely weekendJanuary spends - £587.580 -
Love that your GD loves your 50 year old doll. Sounds like you both had a lovely day.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Glad you have had a good day today I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You can't beat an autumn walk and a DGD snoozing in a buggy. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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