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New Journey
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Yes I am ok , just got myself in a whirl about some stuff. Hopefully that is now sorted , for once nothing to do with work. My sleep has been terrible this week , though my bed is super comfy . I have got some Kalms for night time so am going to try them tonight.
Yesterday was payday and my accounting has gone a little haywire and I have spent way to much on Christmas stuff , so there wasn't enough in my account to transfer back to my current account. I have had to rob my yearly insurance pot and have reshuffled the payments for next month to reimburse the correct accounts. I haven't spent to much on Xmas stuff ,it's just the money I spent won't be available for a couple of months. Anyway I have managed to sort it and given myself a headache in the process!
I have applied for my Australian visa today that was £24 , nearly used a very expensive site but realised in time and used the correct one in the end.
Last month was a 5 week shopping month for me , but I managed it so am glad we are back to 4 weeks this month.
I had a phone call on Monday from the hospital and am having my procedure on my nose on Sunday. The consultant is doing an extra session , so I have to be there for 8.30am. Will be pleased to get it done finally.
Surveys are very slow for me , only have £5.42 on PA at the moment , but to be honest I have lost my mojo slightly with everything financial at the moment. Just a blip I think because I am always so tired.
Work is still as hectic, but I haven't had any meltdowns recently which is good . The gym isn't happening because of the tiredness but I am trying to walk at least 5000 steps a day.
Gosh this post sound so gloomy , but I am grateful to be here and hope to carry on in a downwards direction with the debt, albeit slower than I would like.
Syphoned off £25 out of entertainment fund this month for OZ spends , every little helps.
That's it I guess.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Have just realised I could have got my visa for free , oh well lesson learnt.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Good news on proccedure on Sunday.
Really hope all goes wellI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Australia seems to have come around so quickly. Well done for spotting the dud siteIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
DIA I am not going until December but I nearly forgot to get one last time I went , it's valid for 12 months so got it now whilst I remembered!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hope all goes well on Sunday - is a day case or do you need to stay over. I bet you'll sleep better once that's out of the way.
You are doing so well with Christmas and your Australian fund. You've reminded m or put some more cash on my Morrison card toward Christmas - I started well at the beginning o he year but haven 't put any on for a couple of months.January spends - £587.580 -
Milann , I am having basal cell carcinoma cells removed on my nose. Day patient , but can be a long procedure, they check the cells whilst you are still there, if they find more they dig deeper until they have them all . The consultant said bring a good book !This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Ouch - making my eyes water thinking about it....
You're in good hands :T:TJanuary spends - £587.580 -
Hope all goes well CLJanuary spends - £587.580
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Hope all goes well CL
Thank you Milann , I have spent all day getting everything done , so haven't t given it much thought until about an hour ago. Going to get an early night.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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