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New Journey
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Hi Cumbria - catching up with you at last!
Good news on your op appointment - hopefully it won't be too long before you hear the date.
Can't be of much help on the sleep problem - I'm the proverbial log! But I love my mattress topper! I feel that since I've had it I don't feel like such a crock when I get out of bed in the morning. I hope yours helps.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Can't believe it's Fridsy again, the week ran away with me. Today is back to normal looking after DGD and DGS after school. B Gas are supposed to be servicing the boiler between 8 and 1 , I will believe it if it happens. They have cancelled two previous appointments. Hope they don't waste my time as I have to stay in with DGD .
Pleased to report 4NSD this week , and I will have £50 left out of entertainment and grocery pots so passing that to Mum to save for Oz spending money.
As we head towards July my mind is turning to events such as Christmas and Australia, I will have enough for Christmas by October payday , so will have a little extra money in November and December . I am also not saving in EF from sept onwards until after Christmas and adding that to spending money , I want to go with plenty of funds. Anything I come back with will go towards debt and savings.
Have a good day everyone.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Good morning Cumbria,
That is a pain when B Gas cancel like that. They should really pay out something for inconvenience shouldn't they? Sounds like you are doing really well with saving for Australia, I guess a trip like that is a great motivator!
Have a good day!Aiming to early retire December 31st 2026.0 -
Yippee the boiler has been serviced , no more complaining emails to B Gas .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hooray for the serviced boiler and you are now free!:D
Your savings strategy is very sensible. Nothing worse than worrying about if you have enough funds on holiday!
Have a good day!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Happy Friday
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you're having a good weekend Cumbria I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hope you are having a good weekend I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How are things Cumbria?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope you're okay
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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