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New Journey
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Nearly the end of another weekend . Today has been very domesticated, cleaning, ironing , washing.
Shopping was £18.81 , I am eating out of the freezer again this week and next , have done a meal plan to cover this.
Busy week at work and after work. Off away to friends again bank holiday weekend , can't wait for a slow down .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I've also bought some presents for Christmas. Nothing wrong with starting early! Glad you had a nice day with your friend and good luck with the babysitting0
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Ahh Cumbria hope the work situation improves now you've had that chat. I've had jobs previously where the issues were exactly those that you mention so I do sympathise.
Good plan on the Christmas pressie buying as and when you see things too - we've already got a few odds and ends for Niece & Nephews!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Glad you had a nice day and hopefully things at work will settle. Nothing worse than being unhappy at work - we spend a lot of time there.January spends - £587.580
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I hope work has settled down. My work and politics fluctuates too. It is a shame as like you I enjoy my job when the nonsense is removed.
Well done in getting back into the gym grooveIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Have a good week Cumbria - won't be too long before you're off to your friends for the long weekend!:jFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thank you everyone for words of help and comfort about work. Things have improved a little this week. We are on an away day next week, then on the 15th we have a review of our team after being together 6 months. There may well be some more changes afoot.
Two NSD this week so far, I am sticking to meal plan , the freezer is emptying nicely .
Bad news lots of local RBS are closing near me , although it isn't my main bank , I have accounts with them because it is near to work . It's closing in November which is a loss . Don't often use a branch , usually to pay the odd cheque in. However have just used Halifax mobile cheque pay in on my phone , it's very good to know the facility is there . Bit excited by it really, means no more queueing in a bank.
Sad for the staff in the branches though.
Two more work days , before I am off to the north east for five days . Filled car up tonight £39.84 in readiness. Even the weather forecast looks decent. I so need a change of scenery and no responsibilities.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Not too long til your break
Our RBS closes this month.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy holidays Cumbria.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Have fun :beer:January spends - £587.580
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