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From debt to freedom...

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  • joedenise
    joedenise Posts: 17,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds like that Pinch of Nom Budget book was worth buying.  I have a couple of their other books and they're pretty useful too.  Think I might have a look at that one next time I'm in Tesco as I know they stock it.  If I think it's worth it for me I'll order it from the big river company as it's cheaper on there!

  • Willowtree222
    Willowtree222 Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's such a satisfying feeling visiting the tip. I always think so once you've started to leave and know you've got rid of stuff anyway! 
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Spendless
    Spendless Posts: 24,673 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can't believe you're still on-going with getting rid of exes stuff. By the time it's all gone, your house will have doubled in size with all the space :D
  • Thank you SH, Lucielle, Joedenise, Spendless, Willowtree222 and EH.

    Willowtree222 - you are right! It is a good feeling to know that the clutter is definitely gone when it’s been offloaded at the tip! 

    EH - Thank you…I do feel happier. I think a combination of knowing that the mortgage has all gone through and feeling more secure in my home coupled with having time with SO.

    Ventured into work at Job 1 and realised I need to be working hard in the coming week in order to get the room ready for the start of term.  Made a small start but need to do lots more!

    Today ( Sat) SO drove us all to a beach further up the coast. It was lovely to be on quite a big beach and feel the sea breeze. Our teenagers were happy to go around the nearby shops. Unless there is a plant in the offing, I can’t get enthusiastic about shopping 😂.

    Extra DD turned 18 this week. It’s been a tricky few weeks with her as her concept of work ethic and mine are very opposite. I have come to the point where I feel I can’t subsidise a lounge around lifestyle. Despite the example of my older DDs working and  my jobs and chats about budgeting etc nothing has changed and I honestly don’t know how to help her. Long story short, she has moved back with her own family today. I will always help her wherever  I can but I can’t help her with her current lifestyle choice.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is difficult when you have different work ethics. She knows you’re there if needed  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Cherryfudge
    Cherryfudge Posts: 13,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It must have been difficult trying to negotiate with/bring up extra DD when she' so different from you. I suspect the whole nature/nurture debate has a part in it, odd through that sounds. A friend was brought up alongside her foster-sister and they really are chalk and cheese when it comes to work ethic - yet they grew up in the same household. As Lucielle says, she knows you are there if she needs you.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Thank you SA, Lucielle and Cherryfudge.

    Yesterday was a weird day…I hadn’t slept well having felt quite churned up  about extra DD, so was feeling quite tired. Took DS3 to a family service in the village church followed by time at the park. It was distinctly Autumnal yesterday, so everyone was feeling a bit chilly but encouraged the children to add layers rather than thinking about the heating in August!

    Hoping to split today between work prep for Job 1 and clearing more of the back garden. 
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gardening sounds like some good therapy!  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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