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From debt to freedom...

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh, I hope the interview comes through for you! I think you're super-organised anyway, so I think you'd find a way to get the marking done.

    Did you get your good drying weather? It was fine here till the sheets were nearly dry, then there was a downpour! I got the sheets in before they got wet but load 2 had to wait till the sun came back. I was worried about DH, who was out cycling but it turns out he missed the worst of it. I thought he'd be heading for a hot bath and I'd be using the tumble drier.

    Enjoy your day off. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Good luck with the job!
    Debt free Feb 2021 🎉
  • Cherryfudge
    Cherryfudge Posts: 13,581 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cherryfudge - I did manage to get a couple of lads line dried on Tuesday but it has been very hit and miss with the weather ever since!
    DS1 and 2? :D 

    I like the idea of selling some prints of your photos! Are you able to add a copyright symbol or sign them to keep your copyright and maybe attract more buyers? I am sure they would make perfect souvenirs for holiday makers, as well as attractive decoration in their own right. Just don't underprice them! :) 

    Our blackberries are ripening too - we haven't yet finished the stock in the freezer!

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Great idea on the photos! That's a really good plan! Good luck with it 😊
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely give the photo selling idea a go, you take such beautiful photos. 

    I’m giggling at the thought of you drying a couple of lads on the line though 🤣🤣
    What she said
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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