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From debt to freedom...

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Comments

  • Pollie
    Pollie Posts: 255 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    I would be doing a Charlotte Corday if I had to put up with your ex!!
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on CPD. It all helps. Well done on the debt payment too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Humdinger1
    Humdinger1 Posts: 2,624 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    HSL

    I'm divorced from my daughter's father.  I know you're at a slightly different point in the process,  but I've sent him this.  If parents disagree,  one parent may exercise their parental responsibility by saying no to something they consider unsafe, which I guess this is as you have no idea where or with whom he lives, let alone what social distancing measures he's observing.  https://www.judiciary.uk/announcements/coronavirus-crisis-guidance-on-compliance-with-family-court-child-arrangement-orders/
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