Need another car. What's best to do.

elliesmemory1

My old car is on its last legs. It's 13 years old done over 187000 miles and things are starting to wear out. It's costing more and more to keep it going.
I'm on a tight budget and don't know if I would get finance for a new car.
I do need a reliable car for work though. I live in a fairly rural area and there is little or no public transport.
I work shifts and live 10 miles from work. I'm looking at options for what to do.
I don't know much about car's so buying 2nd hand could be risky.
A car is essential for me as without one I can't get to work.
Any ideas/ advise please.

dannyrst

What sort of budget are we looking at here?

neilmcl

As above, we've no idea what to suggest unless you give us some idea of your budget or what you can afford on a monthly basis.

elliesmemory1

It depends as I have little savings but will probably have to either get a loan or finance. At the moment I'm paying out for repairs and mechanics advise the car is just slowly wearing out.
I know is hard to say what's best but I need a reliable car or I can't work.
I've never had a new car always old cars but just can't keep paying out for repairs to keep this one going.

neilmcl

Again without an idea of what you can afford there's very little advice we can offer.

elliesmemory1

Ok, thanks. Not going to put details on here. Guess I'm just asking what people think of new v old cars.
I'm not keen on getting trapped in to a finance deal but also don't want to get stuck with another old car that will need repairs.

facade

Have a look at the poverty spec. Dacia Sandero, 5 year warranty, reasonable service plans, leaving you with tyres, brakepads & bulbs to buy, driving gently you can stretch the brake pads and tyres out.

Watch their "finance" it is actually PCP

No doubt Kia & Hyundai offer the same sort of thing.

Once you start the PCP you are trapped into it though, the balloon payment is quite large meaning it is a long time before you can VT it.

The advantage is you will not be shelling out for repairs, and you get to budget to run a reliable car.

parking_question_chap

elliesmemory1 wrote: »

Ok, thanks. Not going to put details on here.

All we need is a number, somwhere between £100 and £100,000

10miles, could you not cycle?

neilmcl

elliesmemory1 wrote: »

Ok, thanks. Not going to put details on here.

We're not after details, just a simple idea of budget. I think the best advice is for you to have a sit down and carefully work out exactly how much you can comfortably afford to spend on a monthly basis then armed with that you (and us) will have a better idea of what sort of thing you can afford. Anything else is pointless speculation and doesn't help anyone, least of all you.

Clearly you're not at this stage yet so I'm out.

Rain_Shadow

elliesmemory1 wrote: »

Ok, thanks. Not going to put details on here. Guess I'm just asking what people think of new v old cars.
I'm not keen on getting trapped in to a finance deal but also don't want to get stuck with another old car that will need repairs.

New cars are expensive to buy, depreciate more heavily but are generally more reliable.


Old cars are cheaper to buy, depreciate less and are generally less reliable.


That's about as helpful as I can be without even a vague guess at total and/or monthly budget. :cool:

System

Look at petrol cars. They're a lot cheaper than diesel and with the mileage you're doing going to work it wouldn't be that good to a diesel car and the additional cost of the fuel is negligible and far outweighed by not paying the diesel engine premium which typically adds £1000 to the price of a 3/4 year old car.