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Diary of a crap mum! :)

:j So...2016 has possibly been the most challenging year of my life. Flipped from active, self employed and bringing in a good wage (was even saving for a nice car!) until I became seriously ill (lucky I'm still here but that's a different story), out of work, eventually on benefits :mad: and plunged into the depths of despair, debt, scrimping, food banks you name it.

It's taken me all year but I've now made a good recovery and I'm ready to get mine and my kids lives back on track for 2017!

My goals are:

- To pay off all debts by the end of next year (Run down to follow!)
- To lower all household bills especially Sky
- To purchase electric heaters as it's costing a fortune heating the house this winter
- To start working again in January
- Boost my income
- Save money on food, clothing, household items etc
- Collect points as much as I can nectar, tesco etc
- Have NSD's as much as possible
- Join extra income threads such as £2017 in 2017, pay all your debts in 2017

And lots more which I will add to.

I also intend to have as many days out and weekends away as I can with the kids as I feel like I've neglected them this year. So I'm waiting for the £9.50 Sun holidays (had an amazing holiday through this a few years ago), find free activity days out, use vouchers and group on to save on days out. Also want to concentrate on meal planning for them and make lovely meals for them while also saving money.

Christmas 2017 I have started to put away money already with Park and have £20 saved already.

Will also be entering the comps :j I did them a few years back and won a lovely holiday for us, toys which came in handy for birthdays and christmas and a few beauty items for myself :) which again will save money!

Thanks for reading

Fiona x
Pay off all your debt 2017: £3500/£0
Clothing Challenge 2017: £600/£0
Sealed Pot: £0 Virtual Sealed Pot: £0
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Comments

  • louby40
    louby40 Posts: 1,641 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So sorry you have been ill but well done for such a positive attitude.

    Good luck to being debt free
  • Hi welcome and good luck with it all
  • Welcome! How old are your children? Can they help you plan free activity days? Make that the challenge for them!

    Good luck.
  • Kanoona
    Kanoona Posts: 70 Forumite
    Ninth Anniversary 10 Posts Photogenic Combo Breaker
    louby40 wrote: »
    So sorry you have been ill but well done for such a positive attitude.

    Good luck to being debt free

    Thank you so much Louby :) it's been a tough year but it's taught me to appreciate the little things xx
    Pay off all your debt 2017: £3500/£0
    Clothing Challenge 2017: £600/£0
    Sealed Pot: £0 Virtual Sealed Pot: £0
  • Kanoona
    Kanoona Posts: 70 Forumite
    Ninth Anniversary 10 Posts Photogenic Combo Breaker
    Hi welcome and good luck with it all

    Thank you kittycatfan :) xx
    Pay off all your debt 2017: £3500/£0
    Clothing Challenge 2017: £600/£0
    Sealed Pot: £0 Virtual Sealed Pot: £0
  • Kanoona
    Kanoona Posts: 70 Forumite
    Ninth Anniversary 10 Posts Photogenic Combo Breaker
    Cheeseface wrote: »
    Welcome! How old are your children? Can they help you plan free activity days? Make that the challenge for them!

    Good luck.

    Thank you cheeseface :) they are 11, 9 (two boys) and I have a 1 year old girl. Thank you for your suggestion! I may make a chart for the year with different activities for them to add :)
    Pay off all your debt 2017: £3500/£0
    Clothing Challenge 2017: £600/£0
    Sealed Pot: £0 Virtual Sealed Pot: £0
  • louby40
    louby40 Posts: 1,641 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I really do think you should ammend your name - I don't think you sound like a crap mum to me!
  • I'm glad things are on the up. Here to subscribe!
  • DawnW
    DawnW Posts: 7,893 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    louby40 wrote: »
    I really do think you should ammend your name - I don't think you sound like a crap mum to me!

    Absolutely agree! You sound like a great mum to me :)
  • Kanoona, you sound so positive and eager to get life back on track..it's lovely to read! Though I agree with others you def are not a crap mum! I wish you all the best for 2017. New year, new start :)
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