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Pay ALL your debt off by Xmas 2017

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  • liuhutOz
    liuhutOz Posts: 183 Forumite
    Another weekly payment gone, and a fortnightly one..
    Got an acting position for the next month at work so thats a bit extra, hubby has done some o/t and I've listed a few bits on Ebay, its all helping.

    #25 1624 paid so far
    Formally liuhut
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 6170.... wins 2011 aprox 2000
  • #46 with another £30 please muppets
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Couldn't leave January and not make it over the cheeky £800 mark so I've sent £10 towards my very account brings total to £809.27 / £6000

    Can't believe it's the last day of January already :eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Morning everybody!


    The wages are in so the payments are out! :D


    Sig totals updated:
    #113 £720.16/ £12,022.72 6%


    Let's start to see the payday payments roll in! Woohoo!


    Also, switching bank to First Direct so will hopefully gain some cash from their switching rewards in the next couple of months. And plans are afoot to move house and reduce our rent. Watch this space - me and the OH have already dubbed 2017 #TheBigYear
    Lots of changes in the offing but all positive! :j


    Take care all - speak soon!


    L. xx

    DFW: DFWXMAS2018 #113 £2,968.08/ £12,859.08 23%
    ([STRIKE]Barclaycard £876.08[/STRIKE]/ [STRIKE]Mum £345[/STRIKE] / Sofa £1231 / [STRIKE]TV £572[/STRIKE] / House Account £2480 / OH £3700 / [STRIKE]Folks £1175[/STRIKE])
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £1147.00/£10000 please muppets!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    kirtsypoos wrote: »
    Morning all,

    #006 checking in with £1147.00/£10000 please muppets!

    Kirsty i can see you being debt free by June latest :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £7.65 received in interest on a savings account so have paid this off a family loan today.

    I got paid my annual bonus today so have paid £650 off my Lloyds CC as this is my main target for this year.

    Also paid £265.77 off personal loan.

    Another payment will come out tomorrow.

    I am aiming to have paid £2000 off in Jan and Feb by the end of this month :D

    Total of £923 today and my running total is now:

    #99 - £1551.21/£20,000
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    monz wrote: »
    Kirsty i can see you being debt free by June latest :D xx

    Thanks Monz - I'm aiming for End of November at the moment but I am being very naughty currently by overpaying instead of saving for a holiday in October, which will have to stop or it will end up going on a CC and that defeats the point :o
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    62 pounds off for me today. Takes me over 1000 pound mark:T

    #16 1052/4300

    Thanks muppets, :T

    Kirsty thanks for inspiring me along with all your payments.:D
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    Hi Muppets and everyone,

    Still plugging away at this, but it feels like such a drag. I can't wait to be debt free. So another £200 into the bank's pockets, bringing my totals to:

    #79 £3,300/£8,470 38.96%

    I know every £200 is putting £14 of future income back into my pocket (the O/D is at 7% p.a.) and I definitely like only having a couple of red patches in a sea of black. I hear all the left brained stuff people say to me, e.g. "it's not like you put your groceries on your credit card", or "it's just the price of running a business." Or even "You're almost there."


    Almost. Nearly. Having debt has been like having resident mice gnawing away at my confidence over the years. It's like existing in a fine mist of depression for so many years most the time I don't realise it is there.


    I'm sure there are people out there who have no debt, own their own home, and use their money to buy everything they need, be it for their business or just their personal life. I plan to be one of them. Even if it means renting for the rest of our lives.
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