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Pay ALL your debt off by Xmas 2017

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Comments

  • Lau0707
    Lau0707 Posts: 74 Forumite
    morning everyone, other than usual small payments to other things I am focusing on too, I've done £2 over to my OD today. Holiday 1 week today! Roll on major debt cutting when we're back! :-)
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Finally I reached the £1000 mark. :j A small extra payment of £25 for me tonight.

    #22 1012.22/7148.39 14%
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Finally I reached the £1000 mark. :j A small extra payment of £25 for me tonight.

    #22 1012.22/7148.39 14%

    Go parsniphead :beer:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Yes Glittery. I've had to step away from it a bit as I need to try to sort my overdrafts out. It makes no sense paying £100 off and paying £60 in bank charges.
    Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 trying to stay debt free
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Good morning! My min payment for my CC has come off this week and I've found another £20 so that's £60.19 to my debts this week.

    The flat sale all seems to be going through fine for 2 weeks today, counting down the days now!

    #118 £1123.26 / £4861 (23.1%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • Chappie77
    Chappie77 Posts: 191 Forumite
    Ninth Anniversary 100 Posts Photogenic Combo Breaker
    Morning all!

    After having a good pay day due to working extra shifts I have finished paying off my OH's CC!! 2 debts down, 2 to go for this year. Now on to the biggy which is Next and currently stands at £2226.93.

    #67 - £405.37 paid = £3041.55/£5500

    Chappie x
    PAD - Barclayloan - £3078.32/£3758.32

    January 2022 Grocery Challenge - £600

    Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365

    Virtual Sealed Pot Challenge 2022 - £8.55/£500
  • Florence_J
    Florence_J Posts: 1,942 Forumite
    Fifth Anniversary 1,000 Posts Combo Breaker
    Have made a few more little payments so I am now:

    #53 debt paid off £1076.68/£3000 which I think is about 35%
    Debt Free Stage 1 - Completed 27/08/2020
    Debt Free Stage 2 - Completed 50/181 Payments
  • Glittery_2
    Glittery_2 Posts: 139 Forumite
    leanne0121 wrote: »
    Totally hear what you are saying. The months seem longer when I'm waiting to pay the next payment. Managing to cover expenses and the odd blip, so I know I'm not adding to my debt, just enjoy the buzz of paying:D

    Have been super sensible and we are saving for our next 10% off our mortgage too, so I know we are doing the right thing. I don't get my 'fix' :eek: from paying, until I pay the bank.
    I'm here reading other people's payments to celebrate their payments until I can get to mine :beer::j

    Paying off a mortgage that is the DREAM for me !
    So I shall live vicariously through you for now :P
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • Glittery_2
    Glittery_2 Posts: 139 Forumite
    Yes Glittery. I've had to step away from it a bit as I need to try to sort my overdrafts out. It makes no sense paying £100 off and paying £60 in bank charges.

    That is so true!
    Have you thought about switching to a basic bank account, one that doesn't let you go into any kind of authorised or unauthorised overdraft.
    I had the same last year, was getting hit by charges every month.
    2017 [STRIKE]48000[/STRIKE]
    2018 [STRIKE]25900 [/STRIKE]
    2019[STRIKE]11950 [/STRIKE]to pay off
    £[STRIKE]4400[/STRIKE] to pay off !
    DEBT FREE :)
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all!

    #006 checking in with £13325.00/£10000 please muppets :D
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
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