2017 mfw

edited 2 December 2017 at 3:54PM in Mortgage-Free Wannabe
1.1K replies 119.1K views


  • ldee2111ldee2111 Forumite
    409 Posts
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    I'd like to join in again in 2017 please. My MFW2016 number was #75 - happy to keep it if it's free. I'll set myself a target of £1,200 again. Due a baby, so it might be a challenge, but I'll give it a good go.
    NST カメ 🐢 October #8
    MFW 🤸🏽‍♂️
    Original MFD: Jun 2040. Now: Dec 2033.

    Living frugal to live fuller

    Look after the pennies and the pounds will look after themselves Gran
  • NorthernMonkey1NorthernMonkey1 Forumite
    328 Posts
    Sixth Anniversary 100 Posts Combo Breaker Mortgage-free Glee!
    Hello, I'd like to join. £25000 this year for me please. (off the balance, not just OPs) to get from £76999 to £51999

    Not sure how yet
  • Hi

    Thank you please can I still be no 17 and my target this year will be 8000
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
  • edited 14 December 2016 at 9:36PM
    EldraxEldrax Forumite
    25 Posts
    Fifth Anniversary 10 Posts Combo Breaker
    edited 14 December 2016 at 9:36PM
    Hi Hiddenshadow

    Can I join please, to overpay £11,100 in 2017, first timer on here but been paying down my mortgage for past 3 years.

  • A_Frayed_KnotA_Frayed_Knot Forumite
    3.2K Posts
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    Just logged on for the 1st time in a while (thought you had changed your diary name :eek: and were aiming to pay your mortgage off next year :j ) However,

    Would like to join once again and have a target of £2,400 this year (all my 10% allowance will allow :( )
    However may add a savings target to that once reached :) lets see how it goes.

    Many thanks - oh, and if available would like to keep my no. 27. Let the overpayments begin . . . . . .
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Hi. I'd love to join this thread. My aim is to overpay £200 a month next year as a minimum. I need motivation to stop spending on trivialities and reign in our bills. i already meal plan but have slipped a bit over the past year overall and could use some motivation. Thank you, FF3 x
    Mortgage: £46,500 @ 1.97% (5 years left, aim for 3)
  • try_hardertry_harder Forumite
    1K Posts
    Sixth Anniversary 1,000 Posts Combo Breaker
    Could i join in please my aim is £13800,no idea where any of this money is going to come from yet but going to have a good try.Thank you very much.
  • User1489User1489 Forumite
    400 Posts
    Fourth Anniversary 100 Posts
    Hi, target worked out.

    I'll be reducing my mortgage from 157k to 135k.

    Just 4.3k of that will be from regular payments netted with interest - no wonder it takes people 30 years!

    My OP target is therefore 17.7k! (My OP allowance is £15.7, so i'm combining a £2k savings target with that too) :)


    Man vs Mortgage
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • Can I join for 2017 please and if possible keep my 2016 number (14).

    I'd like to set an overpayment target of £10,000

    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    MFW #14 £3746.90/£10,000
  • Hello HiddenShadow/Everybody

    May I join please? I've been lurking on the forum for years and have been gently overpaying since I got my mortgage 3 years ago. Will be trying to up OPs a bit this year so have a target of £2664.


    MFW #37 2018 £1371.67/£2664 (51.5%) (2017 £2647.97/£2664 (99.4%)) Original End Date Dec 2038 Now November 2036
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