2017 mfw

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  • michelle09
    michelle09 Posts: 912 Forumite
    First Anniversary Name Dropper First Post
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    #84 reporting in with an OP of £100.

    (£243.07 total).
  • icklehelen
    icklehelen Posts: 355 Forumite
    First Anniversary First Post PPI Party Pooper
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    So after a few decisions made with DH I can now add a further OP of £500 for January.

    so #6 total OP of £506 so far for January.

    Will be back later in the month :D

    Thanks
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Yaz_2016
    Yaz_2016 Posts: 24 Forumite
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    Good evening,

    #19 reporting an overpayment for January £1660.

    Thank you

    Yaz
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    First Anniversary Combo Breaker First Post
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    Morning,

    First report of the year for #10.
    £179 sent to the mortgage.
    Thanks Hidden Shadow for getting us organised for 2017.
    Looking forward to a busy year of OPing.

    Thanks,

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • User1489
    User1489 Posts: 400 Forumite
    First Post First Anniversary
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    So many good overpayments considering we haven't even hit January payday at the end of the month yet!
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • bournefree
    bournefree Posts: 118 Forumite
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    Anyone else looking to put their Feb and March Council tax equivalent amounts towards overpaying?
  • ajmoney
    ajmoney Posts: 6,242 Forumite
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    bournefree wrote: »
    Anyone else looking to put their Feb and March Council tax equivalent amounts towards overpaying?
    I do this every year!
    MFW 2024 No. 7 £500/£1200 MFiT-T6 No. 70 £15420.41/£22787.04
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 300 Forumite
    First Anniversary Name Dropper First Post
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    No 46 reporting in.

    Decided to bite the bullet today and close some savings accounts - all in all the interest saved on the mortgage far out ways any interest gained.

    So my overpayment for January is £4,001.91. Given my target was £3500 I probably need to review it :)

    I'll be back with a new target asap.

    MM xx
    O'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,788
  • bournefree
    bournefree Posts: 118 Forumite
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    Wow well done Mortgage Mi...!
  • raino144
    raino144 Posts: 55 Forumite
    edited 8 January 2017 at 9:06PM
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    Overpayment £1k + capital repayment on BTL £240 = £1,240 January. capital reduction!

    £24k this year could Happen... Christmas done and overpayment made! Onwards and upwards!

    2017 #40
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