Right to buy process

Person_one

snappyfish wrote: »

Step by step me and my mum are talking about this, since my first post many months ago in a different thread. But thanks for your concerns.

Not something I'm jumping into lightly.

How have you been able to ensure that she will have all the same benefits and level of security once you own the house that she currently has?

I know none of us here can stop you from doing this if you are hell bent on it, but please please think of your mum's future! Even with the very best of intentions none of us know what might happen down the line that puts us in dire straits or changes thing massively.

snappyfish

Person_one wrote: »

How have you been able to ensure that she will have all the same benefits and level of security once you own the house that she currently has?

I know none of us here can stop you from doing this if you are hell bent on it, but please please think of your mum's future! Even with the very best of intentions none of us know what might happen down the line that puts us in dire straits or changes thing massively.

You're absolutely right. Thats the best way of replying.

Some people here use me to direct their RTB anger, I do not remember asking

Is it right or wrong this RTB scheme? What do you all think?

snappyfish

marksoton wrote: »

And at the same time detriment my own mother...

Couldnt care less of your thoughts.

Person_one

snappyfish wrote: »

What do you all think?

I'd really love it if you could reassure us all about your mother's future security.

marksoton

snappyfish wrote: »

Couldnt care less of your thoughts.

5cum rarely do.

Norman_Castle

snappyfish wrote: »

Is it right or wrong this RTB scheme? What do you all think?

I think you're intentionally waving a red flag in front of a bull.

Mrs_CP

I have lived in my council house for 25 years, raising my daughter and for about 90% of the time. paying full rent. I pulled myself out of the gutter, got rid of an abusive partner, got off benefits, raised my child in the best way I could and set an example to her by putting myself through university and establishing a career for myself. Finally, when I was financially able, I bought my council house through the RTB scheme. I took advantage of a system that was open to me although years, the maximum discount available has reduced. However, I would passionately challenge anyone who told me I was wrong to benefit from something to which I am perfectly entitled.

Person_one

Mrs_CP wrote: »

I have lived in my council house for 25 years, raising my daughter and for about 90% of the time. paying full rent. I pulled myself out of the gutter, got rid of an abusive partner, got off benefits, raised my child in the best way I could and set an example to her by putting myself through university and establishing a career for myself. Finally, when I was financially able, I bought my council house through the RTB scheme. I took advantage of a system that was open to me although years, the maximum discount available has reduced. However, I would passionately challenge anyone who told me I was wrong to benefit from something to which I am perfectly entitled.

You're not wrong to take advantage of the scheme, the whole scheme is wrong, it shouldn't exist in the first place.

csgohan4

it's wrong when someone who didn't live there plans to use their mother's RTB discount to buy their house, taking away the secure tenancy the mother had. Who knows what will happen to her? care home anyone?

AFF8879

Mrs_CP wrote: »

I have lived in my council house for 25 years, raising my daughter and for about 90% of the time. paying full rent. I pulled myself out of the gutter, got rid of an abusive partner, got off benefits, raised my child in the best way I could and set an example to her by putting myself through university and establishing a career for myself. Finally, when I was financially able, I bought my council house through the RTB scheme. I took advantage of a system that was open to me although years, the maximum discount available has reduced. However, I would passionately challenge anyone who told me I was wrong to benefit from something to which I am perfectly entitled.

There is no doubt what you have done with regard to your child and career is extremely commendable. But the harsh reality is there are many more people and families in far worse off situations who are being shoved into B&Bs / HMOs (the lucky ones - that's ignoring the single people with no physical health issues who have to try and find a couch to surf, many of whom have mental health issues which people don't care about and end up sleeping rough).

Getting yourself off benefits and financially independent is extremely commendable, but with the housing situation the way it is wouldn't it be fairer for you to move into the private rental market, which sounds like you could comfortably afford, whilst you save just a few more years to buy your own place privately? So that your council house could be provided to one of the many, many desperate families and give them the same opportunity that you had to better yourself.

Again, no one would blame you at all for taking advantage of the opportunity available - we all do what is best for ourselves/our families - it's a comment on the policy in general.