MP campaigns for child funeral costs to be paid for by Government

tryingtoretire

When I was born my Parents took out a Baby Insurance policy as had their Parents before them. This was a generational thing. These policies cost very little monthly and gave piece of mind. I have been involved in the Funeral arrangements of 2 Parents in the last 6 years and both had Baby Policies dating back to the 1920s. These Policies paid out ample funds to cover all the Funeral costs with some left over. These Policies should be advertised/marketed to Parents as a way of helping out in dreadful circumstances, not expecting the Government to pay for it.

Yorkshireman99

pollypenny wrote: »

I think Pincher was being sarcastic.


I do think that hrlp should be given so that children can have a decent funeral, without families bring put into debt. I'm not talking about horse-drawn carriages or anything, but dignified.

What is known as a Public Health Funeral is perfectly dignified. The stigma that was once attached to a "pauper's funeral" really is no longer appropriate. I have been to several and there were no frills but they were quite adequate. Exactly what I have specified in my will though, of course, my estate will be paying.

Nick_C

It's not clear what this campaign is about. I got the impression that the MP simplynwant's councils to waive fees for Cems & Crems if it's a child.

But surely most of the cost of a funeral is all the frippery that people tag on to it.

You can already get a very basic funeral for less than £1000, but its essentially a disposal service and nothing else.

I think funerals, like weddings, are an enormous waste of money. When I go, I want my body disposed of without fuss in the cheapest way possible. I'd be happy for it to be thrown in the back of a corporation dustcart and taken to the nearest incinerator.

I will be eternally grateful to my mother for taking out a pre paid funeral plan and specifying the most basic arrangement possible. I was on holiday in Canada when she died, and her wishes were carried out to the letter in my absence.

You can mourn without hiring a Limo and buying an expensive wooden box to be used once only.

You can have a memorial event anytime anywhere. The body doesn't need to be there. You don't need an expensive headstone. Plant a tree or a rose bush as a memorial. Or sponsor a park bench.

missbiggles1

Yorkshireman99 wrote: »

What is known a s Public Health Funeral is perfectly dignified. The stigma that was once attached to a "pauper's funeral" really is no longer appropriate. I have been to several and there were no frills but they were quite adequate. Exactly what I have specified in my will though, of course, my estate will be paying.

And that sort of funeral is very affordable by many people - if you ignore the acaremongering adverts of the insurance companies that tell you that a funeral has to cost £7k!

POPPYOSCAR

Sorry, as so terribly sad it is to have to go through the death of a child I do not see why the tax payer should fund the funeral.

Having a child bears all sorts of responsibilities and this is just one of them I am afraid.

Malthusian

Yorkshireman99 wrote: »

Not a case of being happy just factual. Too many people struggle and put themselves in debt to fund a relative's funeral when they don't have to.

Too many people put themselves in debt for all sorts of things. If you follow this train of thought the taxpayer should pay for all children's clothes, all their food, all their toys and sports and school stationery, because children.

I say "all" but obviously we mean middle class people's children because the people who are supposed to benefit from this kind of thing never do. They wouldn't know this handout existed, and if they knew they wouldn't claim it, and if they claimed it they wouldn't know that when you get automatically rejected that's only the first step and you're supposed to appeal while getting your solicitor to tell you how to word a successful claim.

tryingtoretire wrote:

I have been involved in the Funeral arrangements of 2 Parents in the last 6 years and both had Baby Policies dating back to the 1920s. [...] These Policies should be advertised/marketed to Parents as a way of helping out in dreadful circumstances

Wrong decade. *brrring brrring* "Were you persuaded to take out a baby insurance plan by a commission-hungry salesman? You may be entitled to compensation..."

Mojisola

tryingtoretire wrote: »

These policies cost very little monthly and gave piece of mind. I have been involved in the Funeral arrangements of 2 Parents in the last 6 years and both had Baby Policies dating back to the 1920s. These Policies paid out ample funds to cover all the Funeral costs with some left over.

These Policies should be advertised/marketed to Parents as a way of helping out in dreadful circumstances, not expecting the Government to pay for it.

They were better than the ones my parents had - they only paid out a few hundred pounds.

missbiggles1

Mojisola wrote: »

They were better than the ones my parents had - they only paid out a few hundred pounds.

As soon as my parents' friends started dying, they realised how much funerals cost so doubled their burial insurance - fortunately, their policies covered their simple funerals.

Mojisola

missbiggles1 wrote: »

As soon as my parents' friends started dying, they realised how much funerals cost so doubled their burial insurance - fortunately, their policies covered their simple funerals.

My parents bought funeral plans so all the expenses were covered when the time came.

The 'penny insurances' that they had paid into since the 1940s would have covered funeral costs at the time but not in recent years.

missbiggles1

Mojisola wrote: »

My parents bought funeral plans so all the expenses were covered when the time came.

The 'penny insurances' that they had paid into since the 1940s would have covered funeral costs at the time but not in recent years.

That's what my parents had as well - that's why they doubled the benefits and the premiums. They were particularly worried about what would happen if they died close together and I had two funerals to pay for in close succession.