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Internet When Bankrupt
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Can the OP not just go down to the local library and use there services. Surely a bankrupt should be paying off debts first rather than buying internet services.0
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Can the OP not just go down to the local library and use there services. Surely a bankrupt should be paying off debts first rather than buying internet services.
Internet is pretty much a utility these days like heat food and light - there is no way i'd ever consider it a luxury and the cost of visiting a library, even if its a cheap bus ride is probably more than the cost of a days sub.0 -
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Internet is an allowable expense during B.R and rightly so.0
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Proxima_Centauri wrote: »Unless the internet is needed for work purposes, I would agree.
We'll have to agree to differ on that one - I don't know where you live but Libraries round here are becoming extinct faster than local Pubs and Post Offices.
Internet access is a must for anyone these days and is absolutely an allowable expense as far as the OR is concerned.0 -
Can the OP not just go down to the local library and use there services. Surely a bankrupt should be paying off debts first rather than buying internet services.
BR's don't pay off debts - thats the whole point of BR. If they could pay them they wouldn't be BR. Please understand the process if you are going to post advice on a BR board.0 -
TheGardener wrote: »We'll have to agree to differ on that one - I don't know where you live but Libraries round here are becoming extinct faster than local Pubs and Post Offices.
Internet access is a must for anyone these days and is absolutely an allowable expense as far as the OR is concerned.
Oh right. Yes we do have a fairly good library service (at the moment!) We can go to the library any time and go onto the internet, as long as there's a computer free.
But having said that, what do I need the net for? Checking emails, shopping on EBay occasionally, doing a few surveys, that's about it. Different for someone whose job depends on use of the internet.
Interesting how it's come to be seen as a necessity. Many people (mainly older people like me who can remember life before the world wide web!) either don't have the internet at all at home, or could easily make do without it.0 -
Proxima_Centauri wrote: »...Interesting how it's come to be seen as a necessity. Many people (mainly older people like me who can remember life before the world wide web!) either don't have the internet at all at home, or could easily make do without it.
I know - but education or working age folks need it as much as a washing machine - in fact I'd rather use a launderette than lose my internet - times have indeed changed. For instance; most large modern employers will not accept job applications other than via online applications forms. University Applications are not possible other than through UCAS which is online and all university offers are tracked online. Many schools are 'paperless' which means all school and homework has to be submitted online and the school letters sent home to parents are sent by email.
Its rare to find a bank account that doesn't require access to the internet and even going bankrupt now requires you to submit your application and supporting paperwork online.
ALL social security benefits are 'digital by default' It is more or less impossible to claim any in or out of work benefits other than online. Access to a lot of social care services, housing applications etc. are all online. Ticket offices at many stations are closing and the only way you can buy a train ticket is - you guessed it - online.
Even if our library hadn't closed - it wouldn't be open in the evenings and at weekends when most working/education aged folk needed it.0 -
Steering back to the original problem, a simple solution available in flats is to knock on neighbours doors and ask could you share their wifi. Most people will agree, especially if you will offer to chip in with the bill.0
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Sheeks how could someone as smart as you go BR?I applied for Infinity option 1 & landline of course. Rejected in under 24 hours by a phone call from a back office BT team asking if I was discharged; Nope, okay we can't offer you service at this time.
BT have a wonderful position on FTTP lines currently, with openreach offering sale to providers but with the pricing being absurd, makes easy sales for BT Retail since they are effectively the only stable provider, a legal monopoly of sorts.
Anyway, my gripes with BT aside, have you tried Plusnet for FTTP? They do from time to time offer service.
A&A and Zen are a couple of others but those are unknown on the credit check side to me.
A last resort for you is go via BT Basic, I know, I can here the scoff already (rightly so) but bare with me; signing up to this on your FTTP line is an unknown to me, I would exhaust this option with the aim of successful sign up, wait a couple of months and then upgrade? Talk with BT about this, it could be possible?
If BT Basic is not an option via FTTP, let BT decline and then hit complaints with an argument of entrapment to the BT network with no offer of service. They might change their stance given your situation and a lack of suitable alternative providers.
I was going to rely on my dear old mum and dad if it came to it with BT, an option should nothing else work?
EDIT: Plusnet offer a FTTP trial, might be worth a question on their board.
https://community.plus.net/t5/Fibre-To-The-Premises-trial/bd-p/FTTPtrial0
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