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Unsure whether to consolidate - please advise
Comments
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zippygeorgeandben wrote: »Thanks lindez and I hope the emergency fund challenge is going well!MFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
Hi everyone - I paid £70.04 off my Sainsbury's credit card yesterday, leaving just the £140 to pay. This comes out at the end of this month. If it goes out the following month I won't be happy!Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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This thread is great! Well done Zippy. What a story.0
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My advice?
Focus on paying off.
So, go for the consolidation and keep your payments at roughly the same level so you can pay off faster.
Remember: 'interest' is giving money away for nothing in return.0 -
Look at my signature!
:j
Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0 -
Congratulations !I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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zippygeorgeandben wrote: »Look at my signature!
:j
Wooohooo! Huge congratulations!Could you do with a Money Makeover?
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Take a wander to the Debt Free Role of Honour and sign up - much deserved.
https://forums.moneysavingexpert.com/discussion/291326/the-debt-free-roll-of-honour&page=90
You have been given the badge alreadyI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Congratulations :j:j:jI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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