How Much Will You Spend In 2017? Challenge

*Jellie*

My first spend day of the year and I have sucessfully tracked it all on an app. Hopefull tomorrow will add to spreadsheet as well.
I probably won't post amounts here as I find I end up comparing myself to others and feeling like I come up short even though I have no idea of their circumstances. Instead I am getting into the habit of tracking spends and trying my best to keep going all year. I'll also post any insights from my tracking. Insight from today is that as I purchase I need to extrapolate my spending. It struck me today that 'just' spending £10 a week on charity shop bargains would end up as £520 a year.....obvious I know but sometime light bulb moments are!

cybertortoise

I'll create my list here and update as the year goes on.

My totals are:

Childcare - £70
Groceries - £81.85
Baby Items - £37.20
Pet Items - £
Household Items - £194.68
Personal Items - £6.19
Gas/Electricity/Water - £22.19
Rent - £
Home Insurance - £
Life Insurance - £
Pet Insurance - £
Bank Fees - £17.50
Internet/Home Phone - £
Mobile Phones - £30
XBOX Live - £
Car Insurance - £
Petrol & Parking - £1.80
MOT & Repairs - £
Public Transport - £

Debts
Provident - £30
Car Loan - £
Loans at home 4 u - £20 (paid off)
Housing Benefit Overpayment - £
CCJ - £20
TalkTalk debt - £
Catalogue Payments - £

Zero budget
Savings - £
TV Licence - £
Clothing & Shoes - £34.50
TV Subscriptions - £
Hairdressing - £20

2017 total -
Jan - £631.86

I'll add other categories as they occur to me or I need them. These are the categories I use on YNAB to track spending so I have just used the same here as it'll be easier in the long run to just update. I think I will aim to update on the last day of every month from now on.

Psychobabble78

I am really glad I joined this thread, as it is really going to help with getting on with the other challenges I've joined on here this year (12k in 2017 and virtual sealed pot). I always wonder where all of my money goes, and its becoming a bit clearer now. I hadn't included, actually I hadn't even thought of the money I spend weekly on things like kids' bus fares, gymnastics classes, drama classes etc etc! Just those three things in total add up to nearly £40 a week! which reduced my £150 budget quite a lot, but I'm going to stick at £150 a week for now and I'll increase it if I need to. I'm just determined to save a pretty significant sum this year

abundant1972

Afternoon everyone!

I stumbled across this thread today - and thought - this is a really good idea! I already do a budget, and am managing to make some savings... and have just over 2K to clear on credit cards.

As an exercise in spending - I'm curious to see exactly where all my wages end up over the course of a year!

Please may I join too?

I_Love_comps

abundant1972 wrote: »

Afternoon everyone!

I stumbled across this thread today - and thought - this is a really good idea! I already do a budget, and am managing to make some savings... and have just over 2K to clear on credit cards.

As an exercise in spending - I'm curious to see exactly where all my wages end up over the course of a year!

Please may I join too?

Welcome to this challenge abundant1972 you are No 19

I_Love_comps

£20 spent today on electric - this should last me about a fortnight.
Total spent so far in January £40.58

cazmcf

It's been an expensive first week with the dd's coming out. Payday is a little too far away for my liking (14th). Ok so here goes
Bills: TV lisence : 12.12
Sky tv/broadband/landline 103.85
Car insurance: 38.09

Misc including horse riding lesson for my daughter, school bag, late Christmas presents 107.59

Food shopping 55.05

Kids: pocket money 10
Dinner money 15

PayPal ( no idea what) 3.99

Total: 345.69

I_Love_comps

I bought some nice soft warm bed socks from Lidls which were £2.49 for 2 pairs.
Total Now spent in 2017 = £43.07

micron_2

4 Jan - No spend day

5 Jan

Food shopping - £74.84
Hair products - £62.45
Mobile - £35.50

January total so far - £662.42

Psychobabble78

31 December-6th January

Eating Out: 82.94
Hobbies: 51.24
Food Shopping: 41.98
Cosmetics/Hair: 12.98
Kids Travel: 10.00
Gifts: 10.00
Pocket Money: 8.08

TOTAL: 217.22 (excluding Direct Debits and S/O's)