How Much Will You Spend In 2017? Challenge

I_Love_comps

focus888 wrote: »

Hi, please can I join as well? I was thinking just yesterday this year i want to keep a record of how much I spend daily/monthly/annually in 2017. I wanted to do this at the end of 2015 but never did it. Defo want to start this tomo I wont be including any bills or fixed expenses like internet. Just on my daily spending, which is normally grocery/toileties other odd bits here and there which has definitely gone out of hand this last few years. Hopefully this challenge will help me realise where I am going wrong. I know i do spend alot on junk food which has to stop especially as i also want to slim down in 2017. Theres alot i want to do

Welcome to the challenge focus888. You are No. 16

sunshineyday

Hi,
Can I join too please,I never seem to know how much I spend or where my money goes to and it will be interesting to find out and hopefully reign in the unnecessary spends

mumtoomany

Hi, could I join you all please? We spent around £9000 in total last year. But I lost track of the figures a bit. Hopefully if I record them here I'll do better. So far have spent £24.99. £10 for OH's birthday present. £5 on chocolates and crackers for next Christmas, ( well hidden so won't be touched till then), £1 on dog treats, and £10.99 on milk, eggs, ( I think our hens are on strike,) and reduced stewing steak for the freezer. Good luck everyone. M2m.

I_Love_comps

sunshineyday wrote: »

Hi,
Can I join too please,I never seem to know how much I spend or where my money goes to and it will be interesting to find out and hopefully reign in the unnecessary spends

Welcome sunshineyday you are No 17. Good Luck.

I_Love_comps

mumtoomany wrote: »

Hi, could I join you all please? We spent around £9000 in total last year. But I lost track of the figures a bit. Hopefully if I record them here I'll do better. So far have spent £24.99. £10 for OH's birthday present. £5 on chocolates and crackers for next Christmas, ( well hidden so won't be touched till then), £1 on dog treats, and £10.99 on milk, eggs, ( I think our hens are on strike,) and reduced stewing steak for the freezer. Good luck everyone. M2m.

Welcome mumtoomany
you are No 18

PoorGuyNextDoor

January outgoings are as followed -
£500 joint account to pay my half the bills
£1,000 car repairs ( i know, mental:eek:)
£1,414 loans including HP
£200 to credit cards
£50 presents (for people i didnt get for at Xmas)
£125 misc+food shopping
£50 Mobile Phone
£37 insurance
£35 ticket membership
£120 fuel
total of £3,531 for January

Should have everthing covered in this list, i will add to it if i need to. January is always the lowest income and highest expense(see car repairs, something always pops up at the start of the year!!!)

Once im through this month il be flying. 2nd no spend day of the year too

I_Love_comps

1st and 2nd January - No spend Days
3rd January

Union Fees £4. 34
Cheques Christmas Presents £10
Life Ins £6.24

Total so far spent in January = £20.58

micron_2

Happy New Year everyone,

1st and 2nd Jan - No spend days

3rd Jan

Direct debits

British Gas - £50.36
Credit Card - £173.96
Council Tax - £102.00
Vision Express - £20.50
Virgin Media - £142.81

January total so far - £489.63

Psychobabble78

OK, just for the record, I'm posting my regular i.e. DD/SO outgoings here now, and will update weekly (with a running total) of other spend!

I don't mind if anyone comes back with any suggestions on how I could reduce either my DD/SO spend or my other spend

Direct Debits/Standing Orders:

Mortgage (inc. o/p) : 850.56
Broadband : 22.50
Life Insurance : 87.83
Sofa Payment : 24.02
Cars x2 (Purchase Plan) : 587.86
Mobiles x3 : 71.50
Gas/Electric Insurance : 25.00
Water Insurance : 11.00
Council Tax : 131.00
Credit Card (0%) : 200.00
Dental : 18.20
Gas/Elec : 103.41
Car insurance : 18.65
TV Licence : 12.12
Salary Insurance : 16.99
Water (Meter) : 33.00

Psychobabble78

Oh, and just as an addition, I'm using an app to track all of my spend on my phone - its scary already!

I have set myself a £150 per week budget (to include everything, eating out, food/groceries, clothing etc etc) and I now have only £15.24 to last until Friday! eek!

I'll try to do a full update each Friday!