Intimidated into purchasing over £200 of goods I didn't want.

Valli

McKneff wrote: »

And this guy wandering around the shopping centre selling stuff had a credit card machine with him ???

Seen them in Meadowhall. They set up a little stand, "pounce" on passers by and start with the hard sell. I have walked away but they are persistent...a vulnerable person could easily be persuaded. Given most people tend not to carry large wads of cash then they have to offer card payments. Which also gives an air of respectability...they aren't like Del Boy and Rodney trading out of a suitcase...not any more!

DoaM

McKneff wrote: »

And this guy wandering around the shopping centre selling stuff had a credit card machine with him ???

https://www.paypal.com/uk/webapps/mpp/credit-card-reader

Sicard

You've made me anxious just reading this thread... I can't go on... got to go...

ryouga

Moneyineptitude wrote: »

If you are on benefits, you clearly don't need (and you certainly can't afford) to use a credit card. In addition, if you truly found yourself too easily persuaded to part with £200 you don't actually have, cutting up your card will mean that such "intimidation" will be no longer possible.

So cut up the card and pay off your debt.

Have you ever heard of things like credit building, and for emergencies? I have had this credit card for 2 years as of now and this is first problem I had, and not used things like overdraft when I had them in current account in over 10 years.

And yes it was "intimidation" do some research on mental health and disability thanks.

McKneff wrote: »

And this guy wandering around the shopping centre selling stuff had a credit card machine with him ???

Please tell me where I said he was just walking around the shopping centre.

Did you not think in fact it was an actual stall.

PasturesNew

For the future you need to have some stock answers to get out of things. Really bad stock answers; I use them when I get cold calls. I told one the other day that I've only got 3 months to live.

For a street stopper I'd say "I've not even eaten for 2 days, I can't afford that".


Just OTT stuff that stops them in their tracks.

Normal protestations don't stop these people... you have to go WAY over what's reasonable/expected for them to take on board that you really can't be persuaded.

ryouga

takman wrote: »

Seriously you could have just walked away from him or even pushed past him if he was in your way, or simply stood there and do nothing until you could walk away. It was a busy shopping centre so what exactly did you think he would do if you didn't buy the items!.

Even if you were forced to make the purchase you could have entered the wrong pin until the card was blocked.

You don't understand mental health or that I have a disability (autism) and severe anxiety.

ryouga

PasturesNew wrote: »

For the future you need to have some stock answers to get out of things. Really bad stock answers; I use them when I get cold calls. I told one the other day that I've only got 3 months to live.

For a street stopper I'd say "I've not even eaten for 2 days, I can't afford that".


Just OTT stuff that stops them in their tracks.

I did try things like that, saying I was struggling, I hadn't got my benefits yet, it was Christmas so was even shorter of cash than usual etc.

PasturesNew

ryouga wrote: »

I did try things like that, saying I was struggling, I hadn't got my benefits yet, it was Christmas so was even shorter of cash than usual etc.

I'm on the spectrum. Reasonable come backs don't sink in with people. You HAVE to give a bizarre/OTT reason.

Something "really bad". It's the only way to try to get away....

naedanger

PasturesNew wrote: »

I'm on the spectrum. Reasonable come backs don't sink in with people. You HAVE to give a bizarre/OTT reason.

Something "really bad". It's the only way to try to get away....

Out of curiosity, why does "I'm not interested" not work? I use it, while continuing to walk, every time I don't want to engage with someone and it always works for me.

I just repeat the phrase a little bit louder if the person persists, or if on the phone I just say "I'm not interested" and then hang up.

It seems to me saying the same simple phrase repeatedly is the best approach, as it involves no thought. (In other contexts people are advised to say "no comment" repeatedly, or give "name, rank and number" repeatedly.)

Franz_Ferdinand

ryouga wrote: »

You don't understand mental health or that I have a disability (autism) and severe anxiety.

So is it not easier for you to walk away rather than interact with strangers?