Intimidated into purchasing over £200 of goods I didn't want.

ryouga

What can I do? I am on benefits and been saving all year for a 3 day trip (£15 a night) to relax me, whilst I was there I was pestered by a guy in shopping centre to buy his products and he wouldnt take no for an answer, I am a anxious person at best of times and After 20 minutes of his hard sell I agreed to take the items at a cost of £210.

Bearing in mind my benefits are £70 a week! I paid by credit card.

What can I do? I don't think I will be able to confront the person due to anxiety again.

powerful_Rogue

ryouga wrote: »

What can I do? I am on benefits and been saving all year for a 3 day trip (£15 a night) to relax me, whilst I was there I was pestered by a guy in shopping centre to buy his products and he wouldnt take no for an answer, I am a anxious person at best of times and After 20 minutes of his hard sell I agreed to take the items at a cost of £210.

Bearing in mind my benefits are £70 a week! I paid by credit card.

What can I do? I don't think I will be able to confront the person due to anxiety again.

Don't think theres much you can do. The option at the time was to say no and walk out.

Details on the shop and what you purchased?

Was it a hard sell as you mentioned in your post, or was you intimidated as your headline says? If the latter, intimidated in what way?

sjbrun

Next time just walk away, You best start paying off the credit card, a £5 a week if you are really stuck for cash until it's gone.

steampowered

What did you buy?

daytona0

In light of your previous posts on this forum I will give you the benefit of the doubt and point out that you may be a vulnerable person. If that wasn't the case then I would have simply said TOUGH LUCK!

To be honest, though, but I think you need to adopt some sort of coping strategy should anything like this happen in the future. One example is that you can approach the nearest shop and advise them of what's happening. Any half decent person would stand up for you and tell the guy to back off (I would!).

As for the situation at hand, I honestly don't know On the face of it you've contracted with some guy, you made payment and they provided the goods. As long as the goods are of a reasonably priced standard then it all looks above board! If he's sold you a plank of wood for £200 then it would be taking advantage of you!

One practical option is to try and flog said items for slightly less! You could probably use ebay or local facebook groups. That would recoup a chunk of the money.

Also, you'd probably have to go to the police in fairness if you feel intimidated by all this.

You can also approach your credit card company as they are jointly liable here (another poster will correct me if im wrong).

Aside from that, maybe court action?

[Deleted User]

Why do you even have a credit card if you are on benefits? If you cut this up, you will be unable to succumb to such "intimidation" in the future.

As for your current purchase, you'll just have to pay the debt off when and how ever you can...

ryouga

What was happening was he stood in front of me, and kept blocking me from leaving in the sense of hard selling, and wouldn't take no for an answer, he kept knocking price down from like £900, to £800, to eventually £210, the items were a small tub of hand creme and a nail file as a "beauty set" for £30, and some eye massage tool and eye cream for £180.

I didn't want any of them.

And with it being a shopping centre with narrow lanes I tried walking past him originally but couldn't get around other shoppers.

takman

ryouga wrote: »

What was happening was he stood in front of me, and kept blocking me from leaving in the sense of hard selling, and wouldn't take no for an answer, he kept knocking price down from like £900, to £800, to eventually £210, the items were a small tub of hand creme and a nail file as a "beauty set" for £30, and some eye massage tool and eye cream for £180.

I didn't want any of them.

And with it being a shopping centre with narrow lanes I tried walking past him originally but couldn't get around other shoppers.

Seriously you could have just walked away from him or even pushed past him if he was in your way, or simply stood there and do nothing until you could walk away. It was a busy shopping centre so what exactly did you think he would do if you didn't buy the items!.

Even if you were forced to make the purchase you could have entered the wrong pin until the card was blocked.

Lazarus_Blackstar

ryouga wrote: »

he kept knocking price down from like £900, to £800, to eventually £210, the items were a small tub of hand creme and a nail file as a "beauty set" for £30, and some eye massage tool and eye cream for £180.

I'm really shocked that someone could even try and sell a beauty set for that amount. That is an incredible amount of funds just for a few bits of eye/nail products. :eek:
And then for him to knock the price down eventually to £210 is still a fair wad to be paying out for.

Will you even use any of the products? Did you get them there and then or is it a subs service? What do you think they are really worth, are they a brand name?

This sounds like the salesman preys on the vulnerable.
I don't have any advice other than call your CC company to see what they can recommend doing. But you willingly paid for the products so there may be nothing you or they can do unfortunately.

McKneff

And this guy wandering around the shopping centre selling stuff had a credit card machine with him ???

[Deleted User]

ryouga wrote: »

Serious?

If you are on benefits, you clearly don't need (and you certainly can't afford) to use a credit card. In addition, if you truly found yourself too easily persuaded to part with £200 you don't actually have, cutting up your card will mean that such "intimidation" will be no longer possible.

So cut up the card and pay off your debt.