Settlement offer with Payplan ..

another_casualty

Thanks again enthusiastic
I know what to say now . I'll ask them to keep the minimum payments in place obviously . I will ask for a settlement . I do have a hunch , that I won't have to pay the full amount . I'm more calm and focused now.
When I contacted payplan back in December , I didn't realise that I should wait until now . Now imho is the best time . They are ready to reassess me
and a proper assessment can be made . I won't be flapping like a budgie .
Every time I have spoken to payplan, they have been great .
So hopefully , tomorrow will be fine .
Will keep you posted tomorrow

another_casualty

I just had my review . The advisor I should have been speaking to was sick.
It meant I called them after 15 mins , to let them know I'm ready to discuss . So, the lady I spoke to, was helpful and apologetic the whole time.

I explained my upheaval . It meant I told why I left the job without another one to go to ( bad treatment from company about my myasthenia gravis)
Told her I paid debts to friends and family. Also,the fact I've quit london as it's too expensive etc I offered £13,300 as a settlement figure. She went to her supervisors and got advice .
She said I should look into living disability allowance. I explained my condition not too bad - yet. I'm not a sponger etc,
So, the best option I was given : stick with the payments for now .
Have a review in June . If I buy a place before then , then feel free to contact payplan and discuss . If I haven't bought a place ,,the creditors would want full payment.
So, I wait for now . Payplan have been very understanding .

Your thoughts ?