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Would you have a Contactless Credit card or Just Use Chip & PIn ?
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I've started using a contactless debit in the last year or so - mostly because TSB give me cashback on it. Initially I felt odd producing a card for something less than a fiver (instead of cash) but in some Central London branches of Tesco Metro or Sainsbury Local there are more card-only self-service tills than ones that can handle cash. In the lunchtime rush - it makes sense.
I was sticking with an older chip and PIN credit card - again for the cashback until I found a better deal. I have only used it contactless a few times as I'm usually over the £30 (a tank of petrol is nearer £50 for a start).
I've actually got one of those wallets with aluminium lining so I'm not currently worried about being spied on remotely. It was a present - not a deliberate choice.
I have always kept a separate credit card for online use though - if it ever got compromised, it could be ditched without my current account being touched.I need to think of something new here...0
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