Halifax cutting staff

realaledrinker

joncombe wrote: »

Virgin Trains use them to refund you under their "delay repay" if the train is badly delayed. I think I've had 3 or 4 from them so far this year.

Mine get credited back to the card I booked the tickets on. Very efficient.

takman

[QUOTE=poppasmurf_bewdley;71654052. I myself still have two passbook accounts that I opened for my children when they were born between 26 and 30 years ago, and which I still pay money into.
.[/QUOTE]

How much interest do those accounts pay?. I've never seen any passbook account paying any kind of decent interest so it may be a good idea to ditch them for a new account. Then atleast you can pay into it online instead of wasting your time in the bank.

anotheruser

worried_jim wrote: »

You can photo cheques now and add them to your account. Brave new world.....

Come again?

I can take a photo of the cheque and "add [it] to my account"? What, through internet banking? Through a machine in the branch?

Perhaps I didn't see the memo from my various banks, because of course, they all work in exactly the same way...

I hardly ever get cheques, and would be supportive of them going all together.

Marchitiello

anotheruser wrote: »

Come again?

I can take a photo of the cheque and "add [it] to my account"? What, through internet banking? Through a machine in the branch?

Perhaps I didn't see the memo from my various banks, because of course, they all work in exactly the same way...

I hardly ever get cheques, and would be supportive of them going all together.

Barclays launched this, through mobile banking, few years ago as a trial to selected customers. I was offered the opportunity to try it on day one and have use it since. It only worked with Barclays issued cheques but Barclays is now heading a government initiative to allow cheques to be paid in this way in all banks, across banks. Not sure at what stage the other banks are, but they may be trailing it with selected customers, peraphs early adopters of mobile banking with them (that was my case to be selected by Barclays for their trial years ago)

eskbanker

takman wrote: »

poppasmurf_bewdley wrote: »

I myself still have two passbook accounts that I opened for my children when they were born between 26 and 30 years ago, and which I still pay money into.

How much interest do those accounts pay?. I've never seen any passbook account paying any kind of decent interest so it may be a good idea to ditch them for a new account. Then atleast you can pay into it online instead of wasting your time in the bank.

At the risk of straying further into broader advice, at what point would OP consider actually giving the money to the adults it's intended for rather than persisting with a habit that is typically more appropriate for children?!