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Husbands left me with no money first post help please

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  • jayII
    jayII Posts: 40,693 Forumite
    Make sure your wages and child benefit don't go into an account that he has access to, in case he decides to help himself again!

    If you can't change the payment details before you're next paid, then try to withdraw or transfer your wages/CB as soon as it is in your account.
    [FONT=&quot][FONT=&quot] Fighting the biggest battle of my life. :( Started 30th January 2018.
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  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Do you work and if so how many hours a week?
    This will affect what benefits you can claim.

    First port of call on Monday will be the bank to set up an account he can't access if you don't have one already then on to citizens advice. Rent , simply they can't chuck you on the streets but would need to take you to court first so don't panic that you'll be out on your ear ,these things take time and Citizens Advice or Shelter will advise you . Try not to panic .There is help available.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Londonsu
    Londonsu Posts: 1,391 Forumite
    edited 19 November 2016 at 12:00PM
    Glen_Clark wrote: »
    Don't panic. With 2 young children you will go straight to the front of the housing queue and the council will have to house you same day. But you may need to be persistant, and as Diary says you may need to prove you are single. Many couples have pretended to be single to maximise their benefits, so its something the DWP have to check.:(


    I am not sure that's the correct advice, the OP has a roof over her head at the moment, even though she is not sure how she will pay the rent, councils have their own rules, but the vast majority of them are under enormous pressure to house people who are actually homeless NOW someone who may be homeless in the future if they cant pay their rent will not go to the top of the housing list and be housed same day not many councils have the resources for that and the OP needs also to be prepared that the housing list does not mean a actual house specially in emergency situations, it could well mean they are put up in a B&B or temp accommodation, you almost made sound that all they needed to do is to fetch up at the housing office and be given the key to a nice 3 bed house with a garden with no questions asked that may have happened 20/30 years ago but I very much doubt that will happen now.


    I apologise if that was not your intent but that was how your post came across


    OP you needs to let your Landlord know the situation immediately, I take it you have not been able to pay this months rent


    LLs have to follow the law when it comes to evicting tenants they wont just be able to turf you out there and then
    https://www.gov.uk/evicting-tenants/overview
  • Alderbank
    Alderbank Posts: 3,892 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Diary wrote: »
    ...remove his name from anything he has at the house, driving license etc - it will go as proof he's not still there.

    I had no idea that a third party could change the address on someone else's driving licence. How does this work?

    Also, how would the OP doing this go as proof that he's not still there?
  • NYM
    NYM Posts: 4,066 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    It's going to be difficult to prove that they have separated and expect to remain so.

    Plenty of couples argue and one walks out but returns soon enough when things calm down. If this is a permanent separation, then the OP needs to take matters in hand.

    Contact these organisations as soon as possible.
    • Housing benefit
    • Council tax office
    • Tax credits/child benefit
    • Bank/mortgage lender
    • Utilities suppliers
    • School
    • Credit companies
    • Insurance companies
    • Doctor, dentist, health visitor
    • Post office (if you want to redirect his mail)
    • Solicitor ?


    It's bound to be a very stressful time x
  • Glen_Clark
    Glen_Clark Posts: 4,397 Forumite
    Londonsu wrote: »
    I am not sure that's the correct advice, the OP has a roof over her head at the moment, even though she is not sure how she will pay the rent, councils have their own rules, but the vast majority of them are under enormous pressure to house people who are actually homeless NOW someone who may be homeless in the future if they cant pay their rent will not go to the top of the housing list and be housed same day not many councils have the resources for that and the OP needs also to be prepared that the housing list does not mean a actual house specially in emergency situations, it could well mean they are put up in a B&B or temp accommodation, you almost made sound that all they needed to do is to fetch up at the housing office and be given the key to a nice 3 bed house with a garden with no questions asked that may have happened 20/30 years ago but I very much doubt that will happen now.


    I apologise if that was not your intent but that was how your post came across


    OP you needs to let your Landlord know the situation immediately, I take it you have not been able to pay this months rent


    LLs have to follow the law when it comes to evicting tenants they wont just be able to turf you out there and then
    https://www.gov.uk/evicting-tenants/overview

    I wasn't aware I was offering advice, sorry if it came across like that. I was just trying to reassure the OP she would still be housed in a worse case scenario. I think we are all well aware of the housing shortage. But with 2 young children the council would at least have to find her B&B.
    There are those who take advantage of this. Since the DWP started paying rent to the claimant instead of the landlord (to absolve themselves of responsibility for fionding reasonabl;e accommodation) some young women with kids hae blown the rent money on fripperies knowing the council will find them accommodation straight away. The Baliff's programmes on TV have shown them evicted for rent arrears, and being put into Hotels and B&Bs - (this is the picture the public get of benefit claimants. Single people would be lucky to get a room in an HMO, single men most likely to be left homeless.)
    Sorry if this and coupes pretending to be separated to maximise their benefits is off topic. I just thought it should be mentioned to fore-warn the OP of what she might encounter. But reassure her she will still have a roof over her head.
    “It is difficult to get a man to understand something, when his salary depends on his not understanding it.” --Upton Sinclair
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Han14 wrote: »
    My husband of 2 years has decided to leave me and our two children aged 2 ,9 and has took all our money as he says it's his .

    But our rent is due to be paid in two days time and I don't know what to do and I recived a letter today to say he hasn't been paying council tax
    NYM wrote: »
    Plenty of couples argue and one walks out but returns soon enough when things calm down.

    Who would take back a partner who walks out on his children and takes all the family's money with him and leaves their mother with such a mess to deal with?
  • Mojisola wrote: »
    Who would take back a partner who walks out on his children and takes all the family's money with him and leaves their mother with such a mess to deal with?

    Some even take back partners who have beaten them up. I don't know why, but they do.
  • Diary
    Diary Posts: 591 Forumite
    Mojisola wrote: »
    Who would take back a partner who walks out on his children and takes all the family's money with him and leaves their mother with such a mess to deal with?

    We don't know all the circumstances, he might be depressed etc. It's equally important though that the OP is really proactive about sorting things out and not 'enabling' this very poor behaviour.
    Master Apothecary Faranell replied, “I assure you, overseer, the Royal Apothecary Society dearly wishes to make up for the tragic misguidance which ended so many lives. We will cause you no trouble. We seek only to continue our research in peace".
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jim_Cooke wrote: »
    Some even take back partners who have beaten them up. I don't know why, but they do.

    This is quite usual in abusive relationships but Han14 doesn't suggest that their relationship has been like that.
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