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Debt Free 2017
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Your meals sound delicious!0
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Well done on haggling with Sky, that's really good work. I like working out yearly savings when I've reduced bills as you've done there. Some bills you may only save £5 per month which may not seem worth it but if you save £5 on 10 different bills that suddenly becomes £600 a year.

Your food spends!! Wow :TDebt Apr 15 - £6895.44
Apr 17 - £2500
Dec 17 - £560
July 18 - £199 
CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
Every penny is a prisoner
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Today was a bit of a spendy day (all factored into the budget luckily). Went to the local farmers market and spent £31 stocking the freezer with game (mostly for Christmas) and on a huge crown prince squash - going to think about how I'm going to use it next week

Also picked up Christmas presents for OH's grandma and step mum as well as something for my dad in the sales. Total spend £47.
OH also bought some butter and tomatoes (as I totally forgot to include this in the weekly shop) and picked up a big tub of fresh cranberries for 49p, which we've put in the freezer for Christmas.
So although it seems like a lot the weekly shop has been less than £20 and we've spent about £80 of the Christmas budget.Loan - £12702.19 Credit cards - £4150.88 Overdraft - £0
Starting 2017's debt free resolution early0 -
Hope everyone is having a good Tuesday.
I've just remembered it's payday tomorrow
time to pay off some debt! Loan - £12702.19 Credit cards - £4150.88 Overdraft - £0
Starting 2017's debt free resolution early0 -
Woo hoo for payday!!! Does a happy dance
" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Definitely doing a happy dance. Goal is to end the year with the OD paid off but I feel like I have a long month ahead with Christmas and several birthdays in December.
I ended up having to pick up my prescriptions today (it would have been Saturday but somehow it got lost en route to the pharmacy) but otherwise no spending.
Loan - £12702.19 Credit cards - £4150.88 Overdraft - £0
Starting 2017's debt free resolution early0 -
Most challenges count buying meds as a NSD anyway so well done!" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Ah that's great, another NSD - hoping not to spend at all until the weekend.
I've just spoken to my bank and found out they can't stop me switching because of my loan (but I may need to take some additional steps). So I'm going to be looking on MSE to work out what the best switching deal is.Loan - £12702.19 Credit cards - £4150.88 Overdraft - £0
Starting 2017's debt free resolution early0 -
Just catching up - NICE meal plan! Mouth's watering at the thought of that! Great work on the Sky thing too! :T
And yes - payday, well reminded - just given my lot a nudge...!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Just checking in before the weekend. Had a delicious chickpea curry with rotis for dinner - great meal entirely from store cupboard ingredients. So glad its Friday and I can relax.
Also enjoying my M&S beauty advent calendar, which will stock me up with goodies for the new year. It's so nice having a little surprise each day.
I need to meal plan for next week. My brother is visiting at the end of next week so I'll need to take that into account.
Hope everyone else is having a lovely Friday.Loan - £12702.19 Credit cards - £4150.88 Overdraft - £0
Starting 2017's debt free resolution early0
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