Getting back on the MFW Wagon

Needhelpsaving

MFW activity this weekend:

- My head cold is starting to go :j
- NSD achieved yesterday, but will need to get petrol today as I'm almost running on fumes.
- Found £3 in a jacket I haven't used since last month, that was dropped into the mortgage piggy.
- Sticking to the meal plan, so there have been no additional spends on the food front.


Still need to;
-submit work expenses
- continue getting jobs done around the house ready for the week ahead

First, and more importantly - I need tea!

Needhelpsaving

MFW activity;

+£14 claimed from Quidco, to be sent to mortgage once it hits my account
+ 30p added to the Onepoll account, nudging me closer to the £40 payout threshold
+£3 amazon voucher claimed from swagbucks, for use at a later date

Still to do;
-MUST submit work expenses this week
- Submit gas and electricity meter readings
- [STRIKE]Reconcile bank accounts and budgets[/STRIKE] - DONE
- [STRIKE]Return some items for a refund (parcel ready to take to post office)[/STRIKE] DONE

Needhelpsaving

I started today catching up on some MF diaries - the amounts of OP's being made on this board is truly inspirational :T

The bank account has been reconciled and I have identified a handful of stupid spends that should have been avoided, thankfully they were smaller spends, but even still, this could have gone towards an OP instead.

I moved some bits around and have tweaked the budget as I am not fully convinced that the new design is working in the way I would like.
On the plus side, I have managed to send another £65.50 to the OP pot :j That includes the £14 claimed from quidco.

The £3 voucher from swagbucks has been received and added to the account for future use.

Needhelpsaving

MFW Activity today

- Gas and Electric Meter Readings submitted
- Current account tided and £2.79 sent over to Mortgage to bring the account to a nice round number.
- Onepoll checked and no surveys yet today:(
- Checked this months Asda receipts on their price guarantee site - total of £3.43 in price match coupons given towards next shop :money:

Nothing major happening in the budget at the minute, but each small step is a step in the right direction

Needhelpsaving

MIA for a few days . . . but with good reason

So this week has not been very MSE, but well worth it. I turned 30, had a surprise meal and got engaged

Will update properly this week in preparation for payday on Friday.

lavinia21

Congrats needhelpsaving looks like your 30's are going to be a fun time

Needhelpsaving

Books balanced so that our accounts are showing 0 as we head towards payday. The only account that is carrying a balance is the credit card, but that will be cleared come payday (OH spread my birthday costs over 2 months).

Jobs for this week
- Make a Mortgage OP
- Arrange Green waste bin collection for 2017
- Get on top of jobs around the house (washing, spring cleaning etc)

Jobs for March
- Finish outstanding DIY jobs
- Tidy up the garden ready for the spring weather
- Spring clean the house

Needhelpsaving

£285 OP'd to mortgage today

I am going to try to round this up to £300 by making savings in the grocery budget this month.

Home and Car Insurances (both Cars) due in March/start of April, so I need to shop around to get the best deals I can on these (without compromising on level of cover).

I have some children's clothing sorted and ready to list on ebay once the nicer weather arrives (all spring/summer clothing) and have picked up an extra day at work next week :money:

Will be into the £77,000's this week, once regular mortgage payment goes out

Onwards and downwards!

Needhelpsaving

This MFW thingy is addictive!

I have scrutinized our accounts and have shaved off another £200ish, which has now been sent to the mortgage as an OP. This brings my total March OP to £535.73 :j

I still want to work towards making some more OP's this month - they will be much smaller - this means that I need to get creative, and pronto! OT and Ebay listings need to be generated in the coming weeks.

I am really happy that spring is here!

Needhelpsaving

MFW Activity this weekend;

- Checked freezer and cupboards and we have enough staple products (pasta/rice etc), so I have rounded my grocery budget down by £17. This £17 has been to to mortgage as an OP.

- Ordered my mum some mothers day flowers and came in £15 under budget. This £15 has been sent to mortgage as an OP.

- Sent the 0.87p Interest from my savings account to the mortgage as an OP.

- Put three weeks worth of receipts through the Asda Price Gurantee and got £1.12 voucher towards next shop (it all adds up). :money:

- Submitted a claim for £0.50p cashback on a loaf of bread via Quidco Click Snap.

- I didn't spend any of my £10 'fritter' money this week, so have sent that to mortgage as an OP too.

This afternoon will be spent looking for ebayable items that can be listed over the next 3 weeks.