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Ccj issued to old address please help
Honey137
Posts: 8 Forumite
We are about to apply for a mortgage and have just applied for my credit file and have seen a CCJ has been issued against me last month at my old address.
As I am not living there anymore I have not received any letters and I am after any advice as to whether there is anything I can do to get it removed?
As I am not living there anymore I have not received any letters and I am after any advice as to whether there is anything I can do to get it removed?
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setaside £255Save a Rachael
buy a share in crapita0 -
Hi,
The only way to get it removed now is to apply to the court for a set aside.
You need court form N244 and there will be a court fee of £255,00, which if your on a low income, you may be able to get help with.
https://www.gov.uk/county-court-judgments-ccj-for-debt/if-you-dont-owe-the-moneyI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Yes the debt is an old next account which I've heard nothing about for a long time0
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Is it likely that they will do this as it was sent to an old address?0
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Another link
https://www.nationaldebtline.org/EW/factsheets/Pages/howtosetasideacountycourtjudgment/settingasideaccj.aspx
Should they have known your present address?
Was there a period of six years when you did not acknowledge the debt by payment or in writing?
Are you still within a month of the judgement being issued?0 -
yes that IS a valid reason , however you have to do it quickly (within 30 days of knoweng??) and you may have to prove that you had a good expectation of winning the case had you have known about it
is this from a private parking ticket , from way back?Save a Rachael
buy a share in crapita0 -
I have not informed them of a change of address, but am on the electoral roll at my new address and I have not lived there for 6 months.
I have not acknowledged the debt for 5 years and 10 months.
The judgement date on my middle report is 13/10/20160 -
WHO was it?Save a Rachael
buy a share in crapita0 -
pappa_golf wrote: »WHO was it?Yes the debt is an old next account which I've heard nothing about for a long time
Next catalogue debt by the looks of it.0
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