Black box

GingerBob_3

Casual-Cal wrote: »

She deserves to have it cancelled when she was speeding. Tell me does she use her phone when she drives as well.

I bet you do. And I wouldn't be surprised if you drink and drive.

Casual-Cal

kingstreet wrote: »

You get cut some slack by the regulars when you're a newbie.

Do unto others and all that...?

GingerBob wrote: »

I bet you do. And I wouldn't be surprised if you drink and drive.

I bet you £100 I don't.


After passing my driving test last year aged 41, I signed up with IAM six weeks later. 14 weeks after that I passed my advanced driving test. I've not drank alcohol for 8 years, I do drink and drive though, usually with a coffee by my side :rotfl:

Jlawson118

benten69 wrote: »

This is why I will never have a black box in my car. I would rather pay double the insurance premium than go through this kind of hassle.

Also, next Wednesday they are featuring them on BBC Watchdog, so should be interesting to see what they are saying about them.

Exactly, I've heard that they're such a rip off. I paid an extra £1000 for insurance without a black box and I don't regret it one bit. I don't agree with the way they track your location, or the fact that some offer fines. I know it's to encourage safer driving but it's still out of order the way they track you, isn't that an invasion of privacy?

I've always said I wouldn't want one, but I nearly did get a black box but my grandma strictly forbidded me to get one

paddyandstumpy

Jlawson118 wrote: »

Exactly, I've heard that they're such a rip off. I paid an extra £1000 for insurance without a black box and I don't regret it one bit. I don't agree with the way they track your location, or the fact that some offer fines. I know it's to encourage safer driving but it's still out of order the way they track you, isn't that an invasion of privacy?

I've always said I wouldn't want one, but I nearly did get a black box but my grandma strictly forbidded me to get one

It's not an invasion of privacy if you agree to it when you take out the policy.

And I think you mean forbade.

Nasqueron

Jlawson118 wrote: »

Exactly, I've heard that they're such a rip off. I paid an extra £1000 for insurance without a black box and I don't regret it one bit. I don't agree with the way they track your location, or the fact that some offer fines. I know it's to encourage safer driving but it's still out of order the way they track you, isn't that an invasion of privacy?

I've always said I wouldn't want one, but I nearly did get a black box but my grandma strictly forbidded me to get one

The point of them is to give cheaper insurance to newly qualified drivers who want to buck the stereotype of a new driver racing around, driving badly and so on - if you drive at or below the speed limit, drive carefully and so on, you are not penalised. The only penalties are for bad driving which you are warned about up front. If you don't think you can stick to the speed limit then paying more for your insurance is fine, you may well be doing that anyway when you get points from the police!

Anecdotally on forums (given the insurers don't say on sites), I've seen people claiming they were told stuff like not to 100mph on the motorway and done 40+ in a 30 limit and been told it's not an issue but I wouldn't take it as gospel - 10mph over the limit seems to trigger a warning with some