2 current accounts with same bank??

GTR_King

What reasons??

Not fussed if they won't let me have 2nd current account

ceredigion

GTR_King wrote: »

What reasons??

Not fussed if they won't let me have 2nd current account

Interest......

ceredigion

Barclays or Nationwide ?

GTR_King

Barclays that who I applied 2nd current account with

They told me to go branch with id to discuss application

FOREVER21

GTR_King wrote: »

I would to like have

Current Accounts
Barclays Current A/C (Bills/Rent to mum) (Living at home as cheaper)
Barclays Current A/C (Spending money)
TSB Classic Plus (For saving/interest)
Barclays Everyday Saver (Saving)
Barclays Instant Cash ISA Issue 1 (Saving)
Barclaycard Cashback Amex/Visa (Spending)

I wouldn't worry unduly about Barclays current account they are much better current accounts available.

Regarding Barclays saving accounts the interest rates on the everyday saver are due to go down again in December and you will get only 0.2% which even with today's poor rates,can easily be beaten.
Barclay's used to have some decent saving rates but in my opinion they have given up trying to be competitive for their retail customers.

GTR_King

I know but wanted 2nd barclays current account for spending

so will I be rejected for 2nd account or do I just need to bring id to open account?

YorkshireBoy

GTR_King wrote: »

so will I be rejected for 2nd account or do I just need to bring id to open account?

I suppose it depends on 'likeness'. If you could post up a copy of your passport photo and a recent holiday snap we'll have a stab.


But to be serious for a moment, haven't you already answered your own question in post #5. Why would they say "it's fine", and ask you to take in ID, only to then reject you when you turn up with it?

GTR_King

ok thanks so basically they just wanna talk to me in branch about it and me to show id so 2nd account can be opened only if it's a basic account

GLM71093

Around 6 months ago I had a savings account and 2 current accounts with Barclays and also had a bank account and ISA with Halifax and had no problems with opening a second current account with Halifax

anotheruser

The problem with having more than one account with the same bank is:

1) The Natwest effect - what happens if there is a banking crash? Both accounts frozen.

2) You WILL get confused between the accounts and waste much time looking at the account numbers to make sure you're spending from the right account.

With Barclays, it's a bit easier with their "design your card" service but still doesn't solve point 1.