📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

EH - Essex > Hebrides...the next step of the adventure?

1185186188190191311

Comments

  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Greenbee and others for sharing stories. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • EssexHebridean
    EssexHebridean Posts: 24,427 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 December 2021 at 9:36PM
    Well without question today is not a NSD, the haircut saw to that in no uncertain terms! I have to say though it feels worth it - it’s a really nice cut, and exactly what I wanted, AND she was polite about the amateur attempts I made to tidy things up during Lockdown. 😂 Above all it feels SO nice to have shorter hair, and at least something approaching a style back! I could have got it cheaper near home (she charges London prices) but the convenience of just being able to leave work at 5pm, walk, 4 doors up he road, and still be home by normal time as I had to wait for MrEH anyway was definitely worth the extra cost. 

    I decided that the chilli I cooked on Sunday could stretch to an extra portion so MrEH will have that for lunch on Thursday now. It was very tasty! 

    Update to the lists:
    TaDa!
    - Printed router return label
    - MrEH has booked his tyres
    - hair cut booked & now done. 
    - Started clearing email inbox
    - updated apps on phone
    - MrEH has packed the router up ready to post at the weekend
    - charged watch
    - Money shuffle done to deal with haircut cost
    - called and booked pub for Thursday night
    - Christmas candle holders out and lit

    To do
    - Decide whether to move the bike at lunchtime - decided not
    - sort out order for oil/mayonnaise before the discount code expires
    - wrap C’s presents
    - meal plan for next week
    - check camera kit over and pack bag

    I’m really looking forward to heading up to Lincoln on Thursday - feels like ages since I’ve been up. The weather is currently looking a bit crap, which is annoying, but can’t be helped. Should be a good laugh regardless, and it’s always ace to go to the pub too! 



    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yay for a morale boosting haircut - and the opportunity of time out to see a friend. All sounds good.  
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    We love Lincoln. Spent a lot of time there in the 13 years we had the boat moored at the marina just outside Lincoln.

    We have not been for a while now. Must get around to arranging a trip there ourselves. We know that there is a car park by the castle where we can park overnight. 

    Must get round to booking that in. Would make a nice weekend to book in for after Christmas I think :) 
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My meal planning has fallen by the wayside...
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.