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EH - Essex > Hebrides...the next step of the adventure?

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Glad you have not got C19.

    There are some really bad bugs doing the rounds though this year. You can tell people have been letting their guards down.

    We feel we have been very fortunate that we have been in a position where the last couple of years have not really affected us too badly. I was able to work full time from home  and although the other half was furloughed for a long time we were able to more than manage with the 80% wage he got. It did us a favour in a lot of ways as it gave him the time to decorate our new build from top to bottom.

    We were glad that we had the dog as he gave us a reason to go out every day. We had to for his needs.And it gave us the push at weekends to go out and explore our local area. We were lucky that we have some stunning countryside walks right on our doorstep and we have private outside space at home to enjoy as and when the weather allowed.

    The lack of anywhere to go and spend money on also meant that we made big inroads into paying down our debts and has put us on a much better financial footing than at the start of the pandemic. It was a bit of a wake up call for us.
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry you're ill. I was similar 2 weeks ago. Hopefully you will feel better in a few days.

    There is a lot of combined wisdom on here
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    boxofpaws said:
    I too have been working from home, and no set return date yet. I love wfh. If we’d been in the office, there is no way I could have returned after my Dad died, I spent around 6 months crying all day. I did have to go into a sad empty office in January when mr Paws went back to work after his craniotomy but didn’t have a driving licence and it was very bad for my mental health, hence him getting the e bike 

    We’ve been told we need to go back 2 days a week. I can’t imagine what it will be like. If there is only ever 20-30% of the workforce there, that’ll be depressing surely.

    Have people’s workplaces been quite empty now they’re returning? What’s it been like? 
    Sounds like you've been through a really rough time. 

    I was nervous about going back to the office. Less than 10% are in at the moment I reckon so it has actually been quite nice (says a proper introvert). I love social distancing - the kind of space bubble people should have been giving me all along LOL. Those who are in are grateful for a bit of conversation so you get to bond with some people you might not have had much to do with before. I only occasionally have to go in though.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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