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EH - Essex > Hebrides...the next step of the adventure?

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Comments

  • No Agent Million for me, and I've checked the high value winners list and we're not on that either sadly. Pah!
    Did you see the £5000 winner with £45 of bonds though? That  made me smile! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • milann said:
    I’ve just been looking at Gluten Free minced pies to take when we go away over Christmas .👍
    The Co-op have good gf mince pies at the moment, if you like gooey icing on top. (Sadly, I do...😋)
    Credit card One :£926.60( Oct 21 )(Nov 21 vet bill disaster), £999(Jan 22), £974(Feb 22)
    Credit Card Fl :£739.26 (Oct 21)£763 (Nov 21) , £590(Jan 22), £298(Feb 22)
    Savings target C.U.  £1000(£410 Oct 21)(£610 Nov 21)
    Savings target Bank £500  (£10 Oct 21) (£50 Nov 21)(£60 Jan 22)(£80 Feb 22)
    Credit Union loan paid off. Now for the funeral plan...
  • savingholmes
    savingholmes Posts: 29,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sharing bathwater!!! That takes me back to my childhood. 

    Love your goals for December. Thanks for all your support EH - it means a lot.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No Agent Million for me, and I've checked the high value winners list and we're not on that either sadly. Pah!
    Did you see the £5000 winner with £45 of bonds though? That  made me smile! 
    Yes I did - and they were bought in 1985! Love that! 

    Also love your positive and negative list!
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