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The NSD November Challenge

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  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    My OH doesn't do pink and dangly.

    Oo-er Missus!
    One life - your life - live it!
  • After a long, boring day at work I am happy to declare NSD number 6
    Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
    Littlewoods 7000/107.68

    July NSDs 14/15
  • Yesterday was a NSD :) so thats 3/15 for me so far
    Debt =£5,829.57 Aug 17 /£5,598.05 Mar 17/ £6,310.36 Feb 17/ £6,468.06 Jan 17/£6,593.06 Dec 16/ £6,545.36 Nov 16/ £6,886.82 Oct 16
    SPC #037
  • Hi Marmite. Oh, OK, I thought you were saying as it was an emergency it could count as a NSD. That's fine, I misunderstood please put my NSD days down to 5 instead

    Thanks
    DIA
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 14 November 2016 at 7:03PM
    Hi Marmite. Oh, OK, I thought you were saying as it was an emergency it could count as a NSD. That's fine, I misunderstood please put my NSD days down to 5 instead

    Thanks
    DIA

    Yes,that's what I was saying,but only if you're happy to do that!

    The only rules for nsders is that ... there are no rules,no official ones if you see what I mean.
    For example,I don't count paying my bills as a spend,as they are essential.Other people will count that as a spend.
    Each one of us has our own logic as to the rules and what works or makes sense to one person won't to the next.

    Does that make sense?

    I'll count that day as an nsd then,ok? :)
  • beanielou
    beanielou Posts: 95,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hubert is still on the go :j :eek: :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Had a painful few days so have kind of lost track.
    Back on from tomorrow.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    beanielou wrote: »
    Hubert is still on the go :j :eek: :rotfl:

    Yes, I wondered where he had got to!

    For those new to the whole NSD gang culture, Hubert is the resident donkey. He has long furry ears, not many brain cells, is constantly hungry for anything remotely edible, has a weak bladder and very delicate digestion. Not only that, he has along the way acquired a fetish for stiletto heeled shoes and anything pink and sparkly. He has been hiding in marmite's back garden shed for the past few months.
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Nearly forgot....today is NSD number 9 for me.
    One life - your life - live it!
  • Hi,

    This month not going quite my way.

    NSD #5 for yesterday
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