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The Simple Bare Necessities feat. Gratitude & Recipes
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Thank you for always making us feel welcome.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Good Morning :hello:
Well, brrrrrrrrrrrrrrrrrrrrrrrrrrrr quite frankly!
Still, I am sat in the warmth. All the work, upgrading the boiler, replacing the windows for DG is beginning to pay us back, and we are comfortable. For that I am grateful.
I am hopeful that if we wrap up warmly, very warmly, we will be able to get out and about today for some exercise and a nose at what's occuringI do need to get a stamp to send a card, but that is accounted for.
I can't remember what is actually on the planner for tea this evening, but we have plenty of food, and I have the ingredients to make a nice bean and veggie stew, which, given the cold weather, may well be a good use of resources.
Right, BG is fiddle faddling on my knee, and I'm risking losing this post if I carry on much longer. So I shall bid you farewell for the timebeing.
Stay warm and Safe.
Greying XPounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £208.74/£300
Non-food spend July 2025 £96.71/£50
Bulk Fund July 2025 £9.10/£100 -
Lots of snow here.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Took an extra hour to get in to work this morning!:mad:
Turned a 2 hour commute into a 3 hour commute! - dreading the trip home...
How can 3 inches of snow paralyze the entire country?????:eek::eek::eek:
When the commute is almost as long as the work day, methinks winning the lottery is looking better & better!!!!!
:rotfl::rotfl::rotfl:4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
Now are red weather warning hereI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Now are red weather warning here
That means that you must remember your big coat."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
That means that you must remember your big coat.
That I dont have :rotfl:
That means I wont be over the door :rotfl::rotfl::(I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Beanie - I can guarantee you that inside was better than out today! - xx:D4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0
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Beanie - I can guarantee you that inside was better than out today! - xx:D
Thank you xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good Morning :hello:
Hope you are safe and warm, and well. Happy St David's Day to all those that celebrate
We've had our plans curtailed today, as the event we were going to attend has thankfully been cancelled. I'm pleased, as I don't believe in travelling in bad weather unless it is necessary. And we would have had to drive to the next town along. Better we stay off the roads to enable people that need to be moving about, to do so.
I'd like to get out today for a walk, as we've a sprinkling of snow and BG hasn't had much experience of the white stuff. However, I suspect that the schools will be closed, and so any of the rec areas will be quite busy with sledgers and snowballers. Sledging is OK, snowballs not so.......
We certainly won't be going near any shops, and won't be spending any money, so that's a good nsd start to March
Tea last night was veg & bean stew with dumplings. I loused up the dumplings. Twice. How on earth can you louse up dumplings? Twice?
Tea this evening will be a 'bowl' of something. I've plenty of 'bits' to use, just not so sure in what order as yet.
Right, I'm away to look after BG whilst DH gets ready. Ta for popping by. Appreciated.
Greying XPounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £208.74/£300
Non-food spend July 2025 £96.71/£50
Bulk Fund July 2025 £9.10/£100
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