It has to stop

Worriedaboutmoney_2

Huskyrunner wrote: »

Re Sky if it has too go it has too go, its not a necessity. Can i ask what you pay for your sky a month?

I think sky is way overpriced. We did have sky in the past but found there broadband horrendous

I'm embarrassed to say it's in the region of £100 for top sky package plus home line and broadband. I moaned about the cost a while back and threatened to cancel and he contacted sky and somehow instead of cutting costs we ended up signing up for the sky Q package for same price. He refuses to let me get rid (although I should as it's in my name ) as says we have very little other pleasures as we don't go out we don't have meals out, takeaways etc

bowsandbills

Hi worriedabout, I saw you had posted on my new diary and thought I would pop in and say hello and catch up on your journey.

Sky is a pain for me too and I will be having the conversation with my hubby at the weekend. We have everything, and I don't think we need to, so maybe time to downgrade.

Have subscribed to your diary so we can get through this together

Huskyrunner

100 per month words fail me! 1200 per year for tv. That really does at least need halfing, that could be an extra 50-60pounds per month off your debts.

If you go down the step change route they will ask that you cut that, they did with our virgin media. I dont understand how people can justify that, i begrudged paying 55 i think ours was. lol

We cut our virgin media by doing the line rental saver, then bought a now tv box. 6.99 for the now tv, and 18.99 for the virgin.

-taff

He's not helping your situation much is he? Waiting until after Christmas to contact Stepchange is another two months wasted.

Is he thinking that suddely in January he will be earning lots again?
Because job offers can be revoked, they have't offered him one, they're thiking about it whih means nothing until it's actually in writing and he has a contract in his hands.

If he's not willing to contact Stepchange, there's nothing stopping you from doing it. At leasy you'll be rid of the Sky because you'll have to get rid of it, so if he wants it that badly, it can go in his name against his debts.

Happier_Me

If Sky is that important to him, I would seriously consider buying an Amazon firestick or similar and loading Kodi. You need a decent internet connection and the box does very occasionally freeze up but I can honestly say this set up is brilliant.

We have no option but to use Virgin Media because we can't get decent internet cnnection in our area with any other provider. I reduced our bill from £80 to £54 8 months ago by removing a second box and dropping to the lowest TV package. We have not missed this at all. I will be cancelling the TV altogether now we have Kodi in two months time for a further saving.

You may be able to take advantgae of the new customer deals and cash back offers by moving to another provider for phone and broadband too.

enthusiasticsaver

Your OH is keeping up payments on his debts but you are adding to yours even though you are being paid more.

He is prioritising his luxuries above basic household bills and food.

He doesn't want to deal with this now.

He sounds selfish and even more worrying he works in financial services.

Worried - I would be cancelling that sky sub or at least reducing it to just phone and broadband especially if it is in your name. Given a choice between adding to debt or paying sky I know which I would choose. Let him pay out of his account if he protests.

Worriedaboutmoney_2

I know you're all right about the sky ��

Moneywhizz

You know everyone is right about your husband making things worse for you and letting you deal with all the stress but you are the one living with him and only you know how to deal with this. It does seem that he is not treating you very fairly but as outsiders it's easy for us to look on and tell you what you should do.

The thing is you are worried and stressed by this and that is not a good way to live. Will he listen if you sit him down and explain how this is affecting you? At least give him a chance to make some changes before you have to make some unpopular decisions?

It sounds like you are making good headway with your budgeting and food shopping and the only thing to improve things now is for husband to start contributing to the household bills. Good luck with it all.

EssexHebridean

You may of course have a problem with the Sky anyway - more often than not, when you ring them up to haggle, whatever "sweetener" they offer is reliant on you signing up to a fresh 12 month contract - do you know if this was what happened when he called up and they talked him into adding the Q package? If this is what happened, in the circumstances it's not necessarily insurmountable, but would be handy to know, at least.

I think Moneywhizz makes a good suggestion about sitting him down and letting him know about the adverse effect this is having on you. That may well have more of an impact on him than simply numbers on a sheet of paper.

A compromise on the Stepchange thing might be to ring them with the information you currently have, for yourself. At least then you'll gt a feel for the best way to proceed, and what you need to think about doing next? You'll also give yourself the feeling of having "done something" which can really help.

Worriedaboutmoney_2

Well I think after the complete meltdown I had on Friday I think he knows how I feel. He knows a DMP is the only way however I'm losing the sky battle because he says his friend did a DMP with stepchange and were apparently allowed to keep the top sky package??? Not sure if that's entirely true - we will wait and see. However he's still unwilling to do anything before Christmas as knows in all likelihood he will need to use his cards for Christmas. So in all honesty I'm no further forward but I think he's beginning to understand just what a strain this is putting me and our relationship under.
Right now that's all I can do