ATB'S Frugal Foray to Freedom

themadvix

Exciting stuff!

CathT

Back of the fag packet plan sounds promising. Sorry to hear about the RL stresses.

shangaijimmy

Ah the famous fag packet... The starting point of all masterplans!!

atypicalblonde

Good Afternoon all

An absolutely chuffed-to-blinking-bits ATB checking in to report that

WE ARE IN FIVE FIGURES

:T:T:T:T:T:T:T:T

For those interested:

- Balance as at 1.1.18 - £114,630.20
- Balance as at 1.5.18 - £99,980.45
- Total paid off in 2018 so far: £14,649.75 :j:j

We are absolutely delighted, and have stuck to our "we will not wobble mantra" (and believe me, I have been wobbly these past few days!)

Our original goal for this year was to be at £90k by year end. This is still very much the plan, and I have written to the Halifax asking them to clarify if our 10% OP allowance has restarted as a consequence of us moving on to a new fixed rate deal.

TTs and ebay will be the main source of OPs for now. I want to keep our savings at a decent level, so more money will be channelled into those for a while.

Phew, I am on an emotional rollercoaster. Some pretty rubbishy things happening in RL, which only time can resolve, which feels strange against the euphoric high for getting into five figures.

In the meantime, I will maintain focus and keep thinking of the positives. As I wisely heard yesterday - "don't complain. Either accept, change or leave the situation. All other paths lead to madness":cool:

shangaijimmy

Treat yourselves and celebrate. Its a significant milestone, but make sure you celebrate it quickly as i know your attention will already be turning to the sub 90k potential dates!!

CathT

Wowsers, seriously impressive overpayments this year.

therocket_2

That's awesome! A great achievement, congratulations!

atypicalblonde

Thanks guys

45p OPd to tidy up the mortgage balance I would like to make £80 on eBay in the next fortnight, that's the next goal x

hiddenshadow

Congrats on 5 figures! (So much for my plan to race you to that milestone )

greent

Brilliant stuff, atb! :j:j