📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2016 - Part 2

Options
13739414243

Comments

  • dipdap
    dipdap Posts: 6,181 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 19 December 2016 at 11:07AM
    Hello all :)
    Well I said I wouldn't be back, I lied :D
    We've managed to clear all our historic debt that's been following us around for years so I figured why not update my total on here :)
    Total amount paid is.........
    #102 £5,685 / £5,685 100% paid :eek:

    So I've cleared my 2016 target.
    We're still carrying debt into 2017 but that's been accrued recently so doesn't count for my 2016 total :D
    Congrats to all that have completed the challenge and good luck to all those still going.
    Have a fab Christmas and see you all in 2017 :)
    Historic Debt August 2009 = £63,600 10th March 2017 = £0 100% paid all gone!
    Mortgage started June 2015 = £170,000 January 2022 = £134,000
    Saving for Xmas 2022= . . Amazon £55
    If you focus on what you have left behind, you won't see what lies ahead - Gusteau
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    Thank goodness for internet at work :rotfl:

    #006 checking in with £15082.15/£10000 please muppets :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    #006 checking in with £15092.15/£10000 please muppets :D
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Congrats *snow*white* and dipdap on smashing their 2016 targets. :j:j

    :starmod::staradmin# 81 *snow*white*:staradmin:starmod:
    Smashed their target
    Total cleared - £ 1,684.00

    :starmod::staradmin# 102 dipdap:staradmin:starmod:
    Smashed their target

    Total cleared - £ 5,685.00
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • LuckyPenny
    LuckyPenny Posts: 1,301 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    Hi Muppets
    This is my final check in:

    #69 £5,000/£9,972

    I'm thrilled with this total because it's so much more than last year and I have managed to save for big spends e.g. Christmas so I haven't had to add anything to my debt. Plan to do the same in 2017 and pay it off for good!
    Well done to everyone who met their goals and Happy Christmas.
    Great thread Muppets - thanks and well done.
    LP x
    Competition wins £14,136.30[\COLOR]
  • Checking out for 2016.

    This year I've paid off my Mum, paid my Student Loan, paid my CC, and, car and house excepted, am down to a single interest-free credit agreement for some furniture. I can't believe that it's nearly done!

    In all honesty, I think I'll just let my remaining debt run its course because there is no benefit (other than psychological) to paying it off early. Next job is to build up some savings and I'll begin to feel a little more secure, and hopefully by the end of 2017 I'll have made some significant mortgage overpayments too!

    So, final total...

    #3 £9,142/£11,856 77.1%

    Thanks again everybody.
  • Final payment for the year made.

    #11 Paid off £401.06
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sent £10 towards the very accounts brings my total to £7840.45 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Forgot to log yesterday's payment had sent £12.71 towards my very account brings my total to £7853.16 / £6000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Is 2017 sign up around yet? xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.