Pay ALL your debt off by Xmas 2016 - Part 2
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Rounding down the account again so sent £10 towards the barclaycard brings my total to £5706.12 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hey guys, sorry i have not been on the forum this year, but i have been stabbing away at my debt, and have really made progress!
I was #132 on the 2015 thread - please can you allocate me a new number? My target is 8800, and i am proud to say that as of today i stand at £3400 paid off!
So my new balance is 3400/8800 38%
I am so happy with this. I have been summoning up as much will power as i could to use extra money to make extra payments on my card. I have totally paid off my OD on my old bank account (although the bank still keeps charging me overdraft interest even though the balance was £2.00 credit and i have not used it for years), and i have transferred part of my mastercard balance onto a 0% so that i can make extra payments on MC to get it paid.
It has been a challenge but it is so nice to see that balance go down.
It has helped that i have moved in with OH and therefore my cost of living has reduced as bills are halved. We even managed to use our '£10 each a week in a tin in the freezer' to go to Italy last month (a last minute booking out of season and was amazing!) I was surprised how i didnt really notice that £10 a week!
There is light at the end of the tunnel - i can see it!!
I have deleted fbk so am using my time more wisely now. Will make sure i am alert for the 2017 thread because i am determined to be DFBX2017!!!
Thanks all.DFBX2016 #160 - £3550/£8800
DFBX2017 #160 - £0/£11,378
£0/7807 CapOne (0% PAID) £0/2776 Tesco (0% PAID)
£820/820 HSBC OD (100% PAID) £0/£795 HSBC M/C (0% PAID)0 -
Afternoon everyone
#006 checking in with £13719.90/£10000 please muppets!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Payment of £250 to BOMVirgin Money £0/£1445
TSB £0/£659.53
BOM £0/£1480
Tesco £8.36/£4647.26
Total £8.36/£8231.79 0.101%0 -
Morning all,
#006 checking in with £13774.90/£10000 please muppets:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Payday for me today sent £98 towards the barclaycard brings my total to £5804.12 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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£26 for me today. 64.4% repaid
£1740.46/£2700" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Good going Bob:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Another £60 paid towards Very as one of my BNPL deals ran out so
#71 £2903.25 / £4785SPCNo.17 #20 (16 £678; 15 £1120.92; 14 £416.53; 13 £191.52; 12 £260.48; 11 £480.95; 10 £682.31; 9 £442.64)0 -
£200 payment towards the B' DEBT Card...still plugging away.
#101 £14273.78/£8750
#4 DFBXMAS24 - £1,936.00/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar0
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