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How long should it take a closed account to be removed from online banking (Halifax)

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  • How long should it take a closed account to be removed from online banking (Halifax)

    It will be removed from showing in your online banking after 6 months, I asked them this when I had the same question and they confirmed it on Twitter.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • I closed my Halifax credit card about 2 months ago and its still showing on my online banking.


    I had a letter in the post confirming it had been closed and its listed as closed on my credit report
  • I guess the 6 months makes sense as it matches the amount of time that a retailer has to claim a payment made before the card was closed where it will be automatically authorised.
  • book12
    book12 Posts: 2,557 Forumite
    I closed mine a few months ago and it still shows on online banking with a nil balance. The credit report shows as 'settled'. This is with Lloyds, but should be the same for Halifax since they are under the same banking group.

    After closing it on that day, a few days later I got a confirmation letter about it being closed, and it says it takes 6 months to disappear from the online banking account.
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