NCP & TRACE Debt Recovery UK Ltd SCOTLAND

kratkam

Hi. Just new to the forums and seeking a bit of clarity and advice. I have read loads of posts about the same type of thing but would just like someone to comment on my particular issue.

I received a final reminder notice on 02/08/16 from NCP for parking charge notice for parking in Glasgow King Street CP dated on 11/06/16. This final reminder notice stated total now due £I00.00. I just ignored it.

Last week I got a letter from TRACE Debt Recovery UK Ltd,collecting the outstanding debt for NCP, saying that I must pay the amount due of £160.00 by 23/09/16. With following frighting sentence: if you do not pay the full amount by the date shown above or you have not contacted us to agree a payment option by then, we will be forced to take furhter recovery action / The appointed firm of solicitors may be instructed to take your case to court / Should the case go to court , additional court fees and legal costs may be recoverable from you.
I was really frightened so logged into NPC and appealed the original parking ticket even though last letter stated its too late to appeal and in line with industry standards the next available level of dispute resolution would be the sheriff court. I appealed because I have found out that parking was paid. It has been deducted from my account with note: 13 Jun 16 NCP LTD CD 2219 £2.50 as per online bank statement.

Just have to mention that car is registered to my old address, moved 5 months ago and haven't change it. The mail above is only communication I got to this case

Any advice would be gratefully received. Thank you in advance.

beamerguy

kratkam wrote: »

Hi. Just new to the forums and seeking a bit of clarity and advice. I have read loads of posts about the same type of thing but would just like someone to comment on my particular issue.

I received a final reminder notice on 02/08/16 from NCP for parking charge notice for parking in Glasgow King Street CP dated on 11/06/16. This final reminder notice stated total now due £I00.00. I just ignored it.

Last week I got a letter from TRACE Debt Recovery UK Ltd,collecting the outstanding debt for NCP, saying that I must pay the amount due of £160.00 by 23/09/16. With following frighting sentence: if you do not pay the full amount by the date shown above or you have not contacted us to agree a payment option by then, we will be forced to take furhter recovery action / The appointed firm of solicitors may be instructed to take your case to court / Should the case go to court , additional court fees and legal costs may be recoverable from you.
I was really frightened so logged into NPC and appealed the original parking ticket even though last letter stated its too late to appeal and in line with industry standards the next available level of dispute resolution would be the sheriff court. I appealed because I have found out that parking was paid. It has been deducted from my account with note: 13 Jun 16 NCP LTD CD 2219 £2.50 as per online bank statement.

Just have to mention that car is registered to my old address, moved 5 months ago and haven't change it. The mail above is only communication I got to this case

Any advice would be gratefully received. Thank you in advance.

Scotland ..... HA, nutters at large again.

First question when you appealed did you say you were the driver, hope not

Coupon-mad

Oh I do hope you didn't panic so much that you actually TOLD THEM who was driving. This is in Scotland, presumably you are in Scotland and the letters were being sent to the registered keeper (who they can't hold liable in Scotland).

All the advice, just by searching this forum board for the single word 'Scotland' tells you good people North of the Border NOT TO NAME THE DRIVER.

Never mind, even if you were silly enough to name the driver...NCP never try court so stop replying, stop panicking, nothing will happen. You are free to ignore this and really should NOT have appealed.

Trace Debt Recovery are merely a call centre to ignore, not bailiffs or anything. It's a scam letter chain just like fishing emails.

pappa_golf

Just have to mention that car is registered to my old address, moved 5 months ago and haven't change it. The mail above is only communication I got to this case





I received a final reminder notice on 02/08/16 from NCP for parking charge notice for parking in Glasgow King Street CP dated on 11/06/16. This final reminder notice stated total now due £I00.00. I just ignored it.


how did NCP get your new address ?

Fruitcake

First and foremost, tell the DVLA you have moved. You need to do this twice, once for the vehicle registration and once for you driving licence. The two departments don't talk to each other so you must do this to avoid a real penalty of up to a grand.

After that you wait to see what happens from NCP. In Scotland only the driver is liable so you really should have ignored this. As others have said, I hope you didn't give away the driver's details.

Debt collectors have no powers so you can safely ignore them. It is unlikely that a parking scammer will try their hand in a Scottish court as all that have tried so far have been pushed back across the border with a bloody nose. It is unlikely that this will change but you need to be vigilant and watch out for real Scottish court papers for the next 5 years.

Hollygoheavily

Am I correct in thinking that the debt recovery companies are unable to find out who else was insured to drive the vehicle, because even if they contacted the insurers of the vehicle using the Motor Insurers database, the insurers would be unable to give them that info due to Data Protection laws?

Castle

Hollygoheavily wrote: »

Am I correct in thinking that the debt recovery companies are unable to find out who else was insured to drive the vehicle, because even if they contacted the insurers of the vehicle using the Motor Insurers database, the insurers would be unable to give them that info due to Data Protection laws?

Not only that but many policies will cover any driver, (with permission); especially true with company vehicles.

Johno100

Hollygoheavily wrote: »

Am I correct in thinking that the debt recovery companies are unable to find out who else was insured to drive the vehicle, because even if they contacted the insurers of the vehicle using the Motor Insurers database, the insurers would be unable to give them that info due to Data Protection laws?

Yes, and anyway the car could have beeen being driven by someone else entirely and covered via the 'driving other cars' provision on their insurance.

beamerguy

Hollygoheavily wrote: »

Am I correct in thinking that the debt recovery companies are unable to find out who else was insured to drive the vehicle, because even if they contacted the insurers of the vehicle using the Motor Insurers database, the insurers would be unable to give them that info due to Data Protection laws?

Debt collectors have no power to contact your insurance company and it's got nothing to do with a ticket or who owns/drives the car.

Fruitcake

Hollygoheavily wrote: »

Am I correct in thinking that the debt recovery companies are unable to find out who else was insured to drive the vehicle, because even if they contacted the insurers of the vehicle using the Motor Insurers database, the insurers would be unable to give them that info due to Data Protection laws?

Debt collectors have no powers to do anything other than send you free (poor quality) bog paper or fire lighters.

kratkam

Thank you for your replies, you have put my mind at rest. I will just continue to ignore the letters!

Regarding the appeal I did not mentioned who was driving, I only wrote that this parking fee was paid by debit card, bank account has been debited on 13th June with the following description.
13 Jun 16 NCP LTD CD 2219 2.50

Yeah, its Scotland so wonder if there is any big difference how this is working.

All mail I got to this case was going to my old address, they dont have my new address.

Many thanks again for your help.