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Paid off the £31,000! BUT - still scrimping!

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Comments

  • milann
    milann Posts: 11,416 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good news on the bonus and I admire your donations- many people wouldn’t bother.
    Hopefully you got everything you needed at Waitrose.
     The Lloyd Webber on You tube is Phantom tonight but for some reason is only available 24 hours this time.
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the bonus.
    Enjoy your weekend  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wonder why the Andrew LW is only around for 24 hours this time.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well done on the bonus and the donations.  You have worked hard for a very long time for your income so don't feel you need to apologise for earning it x
    Dedicated Debt Free Wanabee 🤓
    Proud member of the Tilly Tidies since 1st Jan 2022
    2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the bonus and well done on the donations.  I agree with the above comment, you've worked hard for it.  At least you're actually working, some folks are being paid to sit at home watching Netflix. What annoys me is the assumption by the media that we've all got time on our hands right now - well no some of us are still working.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • echoing what others are saying.  You have contributed to the firm being able to award bonuses.  I admire that you have used part of yours to contribute to others.  Hope you have a good weekend 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I hope your walk to Waitrose makes you feel less meh. I think we're all missing human contact. I enjoyed talking to the woman in the pharmacy today and it was only to confirm my name and address 😭🤣. 

    It's very good for you that your financial situation hasn't changed for the worse and kind of you to give more to charity. Which charities do you support?
    Your meh day is probally down to social isolation.  Its got to be very hard for those of you living alone in these times xx
    Which dairy free milk do you think best in coffee?  I was veggie for a few years but the diet didn't suit my health at the time.  I do however have to limit my dairy and would love to find a good milk alternative that doesn't split in coffee or taste yuck.  I like almond milk straight up but its awful in coffee.  Soya milk tastes yuck in anything and I tried coconut milk at costa once and the taste of coconut ruined the coffee.
    @HairyHandofDartmoor- I regularly contribute to Help The Aged, NSPCC and Shelter. I've also made extra contributions to The Salvation Army and the wonderful Captain Tom!😀

    @moving_forward- the best dairy free milk I have found is oat milk and I use the Oatly brand which I also use  in coffee and also for porridge, muesli, etc. When I turned vegan I bought a jar of Coffeemate because my sister was visiting. She said she would try the Oatly in her coffee and liked it - I didn't think she would so just goes to show. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I've just been moaning about the mess my house is. I don't get on with Flylady, so I am going to use your system. I just ordered the book. Thank you :)

    Well done re your charity contributions. It's nice to think of others. That said, you work hard and I'm sure you have earned your bonus. 

    Enjoy the rest of your day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you so much for your nice post @doingitanyway

    I think you will find the book helpful.  It's clever in the way that it makes you do a daily tidying session in all rooms with with some light cleaning, plus you sort out a different room for a few days - first clearing and tidying those bits that are usually hidden like cupboards etc, and then you end up cleaning all the places that are on show.  Because I have a small flat I find that some parts of the book don't apply to me like dining and utility rooms so it's not too onerous.  I always find the worst of the process is the sorting of the clothes and books!😱
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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