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Paid off the £31,000! BUT - still scrimping!
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Sounds an amazing trip. xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3 -
Your cruise sounds wonderful - I've never been to Norway but the photos look totally stunning. Have a super time!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Thank you both! 👋👋
More beautiful scenery today. Very Lord of the Rings! What I especially like about this cruise is that dress wise it's very informal - no real dressing up for dinner - people go in still dressed casual from their trips etc. And no awful 'entertainment!, just nice lectures and a round up from the expedition and tour team on what's gone on today and reminders about the next day. However they did celebrate the Arctic Circle crossing today. The Norse God of the Sea paid us a visit on deck (funnily enough he looked at bit like one of the tour team under his Gandalf wig and beard!) and offered his 'blessing'. Basically he 'blessed you on the freezing deck while the captain stuck some ice down your back! You got a free drink if you were up for it! DD was (game girl that she is!) while I decided I was cold enough already!😁
Weather has been snowy and blizzardy all day but things are calming down now and were all hoping for clear skies later on to hopefully see some Lights! ❄️❄️❄️❄️
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
........oh and I've also remembered that today was the end of SCRIMPY WEEK 4 - FEBRUARY.I'm a bit out of kilter MSE wise being on holiday - basically I managed to save the Weekly Ad Hoc spends. I'll do a recce tomorrow when my new month begins!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
The scenery sounds amazing , I hope you have some good photos. Glad DD is able to enjoy some exciting trips as well. Hope all the warm clothing is coming in useful. Enjoy the rest of your cruise.Life is an adventure, never stop exploring.3
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Thanks sunshine!👋
We saw the Lights last night! Not the strongest but rather lovely horizontal streamers. DD got some nice photos. You don't see the Lights in their full green glory with the naked eye, but the photos really did them justice. Also I've never seen so many stars as I did last night - the sky was truly spectacular!⭐️⭐️⭐️⭐️⭐️I'm afraid we also deviated from the vegan plan last night as they were also serving fresh fish cakes on deck from the cache they bought that day. We had one small cake each - delicious! Back on the plan today though!
This morning we had another lecture then off the the world's most northerly Planetarium when we dock this afternoon. The scene from the ship is truly magically snowy now with a mostly cloudless blue sky. All looking good hopefully for tonight!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
SCRIMPY WEEK 1- MARCH
Have checked my bank account and have been paid today. I've sorted out all my YNAB pots - again I was slightly over budget on the usual suspects - eating out/coffees and books/downloads so have topped up these categories before completing all my budget categories. I've still managed to put across extra cash to the workplace pension this month so that's a good positive. 😀Still, whilst I'm on holiday I'm not raiding any pots as it only seems to be Iley coffees and sparkling water that I'm spending on and these are already covered by my holiday budget cash.I've been trying to think what I've got on for the rest of March when I get back. DD's stepson's OH had a little boy just as we arrived here so I will be sorting out a gift for the baby - also I have a couple of birthday cards to buy for. I can't really remember anything else apart from catching up with pals when I get back - perhaps some cinema trips as well.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Sounds wonderful. I hope you're keeping warm. Is the ship comfortable? I think I remember you were going on a well known ship that incorporates both goods delivery and tourism.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0423
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It sounds as if you’re having a great time. Especially The Northern Lights. I’m very impressed you’re even thinking finances whilst on holibobs. Your a better woman than me.January spends - £587.584
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milann said:It sounds as if you’re having a great time. Especially The Northern Lights. I’m very impressed you’re even thinking finances whilst on holibobs. Your a better woman than me.Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3
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