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Paid off the £31,000! BUT - still scrimping!

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Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks milann - hopefully we'll be able to meet up in the not too distant future as well.:)

    SCRIMPY WEEK 1 – NOVEMBER


    Official start of Scirmpy Week November! Looking through the calendar at things I've got going this month till next pay day are:-

    • Cinema to see new Terminator film on Sunday (paid for)
    • Meet up with a couple of friends in the City after work for a
    belated birthday drink;
    • Annual day out at the Christmas Show (hooray!) (tickets
    already paid for).
    • Day Spa with DSis plus meal after (deposit paid)
    • Lunch and catch with friend I haven't seen for a few months.

    I might be going to the cinema again this month if there is anything showing that appeals, and will probably have some Sunday brunches with my friend.

    Hopefully, most of the funding for above will all be covered by the budget categories and I won't have to break into the Ad Hoc Spends of £50 per week.

    Also I MUST get around to replacing iPad and buying the ioniser (as funded by the PPI cash).

    Today will be a NSD – lunch has been brought in and nothing else to pay out today.:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • It sounds like a good month of entertainment coming up SSG :).

    Well done on the NSD.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi SSG

    Sounds like you are going to have a lovely month ahead. Let me know about Terminator, used to love the films but a bit blah about them now. Love the spa day. I’ve gradually switched to more plant based but still eat fish but getting there :)
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It sounds like a good month of entertainment coming up SSG :).

    Well done on the NSD.

    Thanks Hairy!
    Munchin wrote: »
    Hi SSG

    Sounds like you are going to have a lovely month ahead. Let me know about Terminator, used to love the films but a bit blah about them now. Love the spa day. I’ve gradually switched to more plant based but still eat fish but getting there :)

    Hi Munchin - DD saw Terminator last night and loved it! I loved the first two but didn't like the others so much. But on making this version apparently it carries on from Terminator 2 and has discarded all the others so will be interesting. I'll report back (she says sort of in the words of Arnie!):rotfl:

    Yesterday was a bit of a do nothing day - not quite a PJ day as I had an appointment in the morning with the nurse at the doctor's surgery for what will hopefully be my last ever cervical smear test! How I hate these! Then I popped into Iceland and stocked up on frozen cherries, Hobnobs (which are vegan apparently) and I also bought some vegan mince pies just to try them. The mincemeat tasted ok, although not the best I've tasted, but I didn't like the pastry so chucked then away. :(

    Which actually was karma really as I only lost half a pound when I weighed in. I think I've taken my eye off the ball a little calorie counting wise so will really have to knuckle down this week.

    I've had a look at iPad costs. I'll get £49 off if I trade in my old one - which brings the cost to £698 for the model I want with the relevant GB etc I want. DSis and family are out on holiday in the US at the moment so going to see if they can get it any cheaper - though the exchange rate is pretty crap at the moment.

    (Funny story moment - I gave little nephew £20 holiday spends. Apparently he has bought a toy reindeer that, ahem, passes wind and sings 'We Wish You a Smelly Christmas!' Such a typical little boy thing to buy! He thinks it's hilarious!:rotfl:)

    I've got the day off work tomorrow as my new mattress is being delivered and they'll take away the old one for me. So my job before I go to the cinema later is to wipe down the bed frame, pull everything from out under the bed and Hoover here.

    Hasta La Vista MSE Babies!:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you've got some nice trips lined up for November, it's good to get things like this in the calendar to look forward to. Enjoy the film tonight :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • All sounding good on the entertainment front. You are doing so well on the vegan front . I am considering a new mattress soon as well. I have memory foam at the moment but want to go back to springs , will keep looking.

    Hope you enjoyed Terminator.
    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you enjoyed Terminator- have you watched the film about Judy Garland - I quite fancy it. I’d better get a wriggle on or I’ll miss it.
    Hope your mattress is a comfortable one - took me ages to get used to mine but I love it now.
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Sounds like you've got some nice trips lined up for November, it's good to get things like this in the calendar to look forward to. Enjoy the film tonight :)
    All sounding good on the entertainment front. You are doing so well on the vegan front . I am considering a new mattress soon as well. I have memory foam at the moment but want to go back to springs , will keep looking.

    Hope you enjoyed Terminator.
    milann wrote: »
    Hope you enjoyed Terminator- have you watched the film about Judy Garland - I quite fancy it. I’d better get a wriggle on or I’ll miss it.
    Hope your mattress is a comfortable one - took me ages to get used to mine but I love it now.

    Thanks guys! Terminator was fab – definitely one to see on the big screen if you can! Arnie looking grizzled, but still fantastic physique!

    milann - I saw 'Judy' a couple of weeks ago. Well worth going to see - Renee Zellweger was excellent.

    Yesterday I was off work because my new mattress was being delivered. I asked for a morning delivery but it ended up arriving at 3pm owing to an 'accident on the motorway' and then 'a puncture'. I was looking forward to going out in the afternoon, but just ended up making a flying visit to the charity shop (a cushion, some glass dessert bowls that I've never once used in 18 years, and a rather nice egg cup which is now redundant!). I also picked up £11 to send on to DSis from the children's dress agency nearby. I've got some bits to take to my dress agency but the shop is closed on Mondays so these will have to wait till the weekend.

    I ended up giving the bedroom a really good hoovering, dusting and polishing so all looks spic and span in there now. The mattress has made such a difference too! I felt quite tired last night and ended up going to bed at 8.30pm. When I woke up this morning my lower back felt so much better. I don't think I realised how bad my old mattress was – in fact when I stripped the bed in the morning so that the delivery guys could take it away, I noticed two small marks on it which were actually little holes where the springs had punctured the covering! Anyway total scores on the scrimpy doors were:-

    £479 - Mattress
    £15 - Delivery + cost of taking away the old one.

    Hooray for the PPI money!:j

    Today I'm back in work – had a really boring mandatory training session this morning and playing catch up with my emails.

    I've got to put my monthly online grocery order in tonight. I'm going to try Ocado as they are giving me 25% off my initial order.

    BBFN x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzlegirl
    brizzlegirl Posts: 1,261 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 9 November 2019 at 7:39PM
    What a pain about the delayed delivery but looks like you used the time well! And that price. Pretty :money: They can be thousands so I hear...
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Glad you have your new mattress. Worth the money for sure.

    Frozen cherries sound great, I will check out my local Iceland.

    Have a good day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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