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Halifax Mortgage Process

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  • Yeeeaaahhhhhh! Amazing. Congrats. Bet you're so relieved!
  • ap1985
    ap1985 Posts: 325 Forumite
    I sure am. Thank you for your support nataliekate :)
    :jFinally going to be a homeowner:T
  • Mrsrjo
    Mrsrjo Posts: 29 Forumite
    ahh thats great news! How long did you wait from valuation to offer?
  • ap1985
    ap1985 Posts: 325 Forumite
    Thank you Mrsrjo. It was 3 working days
    :jFinally going to be a homeowner:T
  • Mrsrjo
    Mrsrjo Posts: 29 Forumite
    Not bad at all, I could cope with that! Our valuation is Monday. Hoping they don't leave me hanging too long.

    We've asked for an extra 10k for a new kitchen so need to supply quotes to prove we're spending the money on that. Having a kitchen design meeting on Sat. Will be heart broken if it all falls throu and I've fallen in love with a new kitchen we've had designed especially for our house (we're right to buy so I'm already living in the house I am buying)
  • ap1985
    ap1985 Posts: 325 Forumite
    Mrsrjo wrote: »
    Not bad at all, I could cope with that! Our valuation is Monday. Hoping they don't leave me hanging too long.

    We've asked for an extra 10k for a new kitchen so need to supply quotes to prove we're spending the money on that. Having a kitchen design meeting on Sat. Will be heart broken if it all falls throu and I've fallen in love with a new kitchen we've had designed especially for our house (we're right to buy so I'm already living in the house I am buying)


    Yes fingers crossed hopefully you won't have to wait for too long either. I will keep my fingers crossed for you :)
    :jFinally going to be a homeowner:T
  • Little update from us!

    Just had the "offer call" to advise the official offer is in the post so now it's over to solicitors. EEK so excited. Our time line is as follows:

    07/9 AIP
    14/09 Full application
    14/09 1 payslip and bank statement submitted
    25/09 Kitchen quote submitted
    26/09 Valuation
    27/09 Offer call
    27/09 Solicitors instructed

    We could complete in as little as 2 weeks, depending on how quickly the council legal team move...
  • ap1985
    ap1985 Posts: 325 Forumite
    Mrsrjo wrote: »
    Little update from us!

    Just had the "offer call" to advise the official offer is in the post so now it's over to solicitors. EEK so excited. Our time line is as follows:

    07/9 AIP
    14/09 Full application
    14/09 1 payslip and bank statement submitted
    25/09 Kitchen quote submitted
    26/09 Valuation
    27/09 Offer call
    27/09 Solicitors instructed

    We could complete in as little as 2 weeks, depending on how quickly the council legal team move...


    Congratulations :)
    :jFinally going to be a homeowner:T
  • Mrsrjo
    Mrsrjo Posts: 29 Forumite
    Thank you! SO happy! Was a time when we never thought we'd own a house and it's all coming together!

    How are you solicitors coming along? do you have a completion date yet?
  • ap1985
    ap1985 Posts: 325 Forumite
    It is a very exciting time....


    We exchanged yesterday so everything has been signed, deposit paid etc.


    We have been given a completion date of 28th February so it is just a waiting game now...


    How about yourself?
    :jFinally going to be a homeowner:T
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