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Signing over council home to someone who already owns a council home
Comments
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It's secured, for life
How much hatred and jealously must you have to wish an old woman loses her home simply because she wants to transfer the tenancy to her son who can manage it when she cannot.
It's the poor old lady we're thinking of, with a scrounging family willing to make her homeless for their own benefit!0 -
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365 Day 1p Challenge for 2021 #41 ✅
Jar £440.31/£667.95 and Bank £389.67/£667.950 -
Self entitled greedy idiots. This stuff makes me soo mad.
There isn't anything possible that your mum could be struggling with that would need your brother to take over her tenancy to 'help'.
Sure he could move in, take control of her finances and the running of the house, do the odd jobs and gardening, DIY, do her food shopping, cleaning. Tons of stuff he could do for her. Even get carers in for her.
None of these need the house in his name.
Its quite clearly something to scam the system, social housing is there for people in need, your brother is not in need. Your mum, maybe - I don't know. But he owns his own house so has no right to have his name on a social house and it won't be allowed. That's pretty clear.0 -
Self entitled greedy idiots. This stuff makes me soo mad.
There isn't anything possible that your mum could be struggling with that would need your brother to take over her tenancy to 'help'.
Sure he could move in, take control of her finances and the running of the house, do the odd jobs and gardening, DIY, do her food shopping, cleaning. Tons of stuff he could do for her. Even get carers in for her.
None of these need the house in his name.
Its quite clearly something to scam the system, social housing is there for people in need, your brother is not in need. Your mum, maybe - I don't know. But he owns his own house so has no right to have his name on a social house and it won't be allowed. That's pretty clear.
I do agree. I actually do hope this is a troll. Because the behavior exhibited here is exactly why the government continue to get away with attacks on the poor. They simply talk about people like this, milking the system at everyone else's expense and the general public get pulled into thinking this is typical of claimants or social housing tenants. It isn't just the taxpayers who pay the price of scam artists. It's also the poorest people in society, who are hammered because one or two are exploiting the provisions our society makes to support the worst off0 -
Since when has buying your council home been so frowned upon anyway? Don't act like any of you wouldn't do the same thing. You'd buy your council home for the highly reduced price in a heartbeat.
Besides I've said it numerous times and this is the last time I'll say it.
1. He doesn't have the money to buy it.
2. Even if he did, what's he going to do, kick our mum out? Never.
3. He wants to do it so as to not jeopardise her tenancy but failing to make payments, contacting the council to report any faults with the home, repairs, council checkups etc. Having it in his name means he is responsible for everything as he is the landlord which makes everything simpler.
Seems like everyone is just hating because they're not in a position to do the same. Jealousy at it's finest. I kinda hope he does buy it and then resell it for full market value and buy a nice house uptown and move our mum into it so she can live without worry.
Good day.0 -
Speaking from experience of working in social housing, and without getting caught up in the emotion of this thread - your brother will not be able to go onto the tenancy, or have it transferred to him as he is a home owner living elsewhere.
Even if he moves into her property for a year or so, simple basic background checks (made easier by the fact that he purchased a LA home) will reveal his home ownership. Moving in with a relative in social housing for a period of time, and then asking to be put on the tenancy, often before exercising the right to buy (even if he doesn't plan to buy it, this will be the assumption), is nothing new. Landlords have got wise and are cracking down - and although your mother has a secure tenancy, that does not mean a tenancy for life no matter what. Secure tenants can be evicted for a variety of actions - subletting for example or attempting to defraud. Remember that it is your mothers' name on the tenancy agreement, not your brothers'. If he lies about his situation, i.e. does not declare that he lives elsewhere or owns a home and she goes along with it, when he gets found out, the repercussions will be on her not him. Sadly, I have seen it happen.
He can support her in managing the tenancy by simply asking your mother to write a letter to the HA, giving him permission to act on her behalf - reporting repairs, discussing her rent account, even paying her rent from his bank account. It is easily done, and is actually very common. He can then do all of the things that you mention without difficulty.0 -
There is another way forward all you need to do is for your Mum to contact her HA and look for ways she can downsize so that another family can have her house, council/social/housing association accommodation is scare and most HAs or social housing organisations will normally welcome such applications as they all need family housing for people on the waiting lists, in B&Bs or in temporary accommodation the only problem might be one or two bed housing stock as people are downsizing due to the spare room supplement.
We are looking into this for my Dad he is 85 and lives alone in a 3 bed HA property, they are very keen to help - in fact a bit too keen ( I had to reign the representative in when he started to pressurise my Dad) the problem we have is that Dad is waiting for a hip operation and until he has it we are not sure how mobile he is going to be so a flat with stairs is going to be unacceptable if he cant get up them and he cant get out of the house to view any properties.
Now you are correct in saying your Mum cant be made to move - same as my Dad but with proper help and support an elderly person can move into more suitable accommodation - the difference between you and my family is that you seem to think that you can pass the house to a family member - we don't even though we have a young single mum in the family who would love the house, but WE know there are other people who have waited longer and are in more need, all we are doing at the moment is making sure that by selflessly giving up the home he has lived in for 35 years my Dad does not lose out, that's not entitlement BTW that's what everyone on this board would do.0 -
Wouldn't inviting his mother to live with him make things simpler.1. He doesn't have the money to buy it.
2. Even if he did, what's he going to do, kick our mum out? Never.
3. He wants to do it so as to not jeopardise her tenancy but failing to make payments, contacting the council to report any faults with the home, repairs, council checkups etc. Having it in his name means he is responsible for everything as he is the landlord which makes everything simpler.
Good day.
It is possible to buy a second rtb property if you are the legitimate tenant but the discount on the second rtb property will be reduced by the discount received on the first property.0 -
The only way he could be the landlord is if he bought it. Even if your mum could transfer the tenancy to him, and did so, he wouldn't qualify for the right to buy discount so he'd be paying full market value anyway.
Also you need to be clear about whether it's council or social housing. It's not nitpicking, there are different rules for each.
If you're mum's struggling with the things mentioned then there are housing support officers who can help her with them, or support workers from various sources. It's even possible that she might qualify for a nice package to help her downsize if needed.Unless I say otherwise 'you' means the general you not you specifically.0 -
if he is looking to buy with a mortgage getting a btl mortgage on a discounted property with a relative is not a combination that will workI am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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