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Lloyds payment just tried getting me to pay to a bogus account?

My mother has online banking with Lloyds but because she's not so great with doing online banking herself she asked me to make a payment for her which i went to do just now.

The payment was to a recipient who is already in her payment menu.

So i entered in the amount & then hit next, expecting the usual screen.

What i saw on the next screen was strange. Instead of the normal layout, it was absolutely huge. It stretched the screen out a lot.

The payment "from" was not my mother but "Club Lloyds" and an unrecognisable sort code & account number.

The recipient was some "Rohit J Singh" whoever s/he is.

The bank name was Royal Bank of Scotland - which my mother has no ties to at all.

The amount was totally not what i had entered - it was over £500 instead of the £20 i had entered.

The telephone authentication also wasn't familiar either.



Anyone else here had this?
«13

Comments

  • I would suggest you check for malaware and virus check the computer thoroughly.
    I wonder if she clicked on any dodgy e-mails or received a call from 'Windows' who may have used something like teamviewer to gain control of her computer.
    If possible use a different device to change her banking ID and password.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    This does not correspond to normal Lloyds online banking screens. For example, the name of the recipients bank is never shown only sort code and account number.
    So what happened next?
  • B_G_B
    B_G_B Posts: 502 Forumite
    The payment was to a recipient who is already in her payment menu.
    The telephone authentication also wasn't familiar either.

    Tele authentication to an existing recipient doesn't sound right either.
  • The thing is, this was done on my own PC. I regularly run SuperAntiSpyware although i'll now be running the other programs too. Nobody has access to this PC other than myself.


    What would you advise here? Should i get in touch with Lloyds?

    The thing is ... it's my PC, but my mother's account.



    2w56nt1.jpg


    You may have to copy the image source & paste in a new browser to make it readable.
  • If scans for malware/viruses finds nothing, I would contact Lloyds Bank about this.
    "You were only supposed to blow the bl**dy doors off!!"
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    The thing is, this was done on my own PC. I regularly run SuperAntiSpyware although i'll now be running the other programs too. Nobody has access to this PC other than myself.


    What would you advise here? Should i get in touch with Lloyds?

    The thing is ... it's my PC, but my mother's account.



    2w56nt1.jpg


    You may have to copy the image source & paste in a new browser to make it readable.

    Yes get in contact with lloyds and don't continue with the transfer.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • I closed the transfer down. I didn't want to click next, previous, back or anything like that so i just hit the red X in the top right.

    I've just ran SuperAntiSpyware & Malwarebytes Anti Malware & the AM one found nothing. SAS found 600 entries but that's normal as it usually seems to find that many.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I would speak to lloyds in the morning, you haven't lost any money which is good, maybe worth trying another computer see if it does the same, and I would suggest changing online baking details especially if the passwords are the same as things like emails where your mum may have clicked a phishing email, its a thought.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    This is definitely not the screen for paying an existing recipient. It looks like the screen for paying a new recipient which does require a telephone authorisation but it is not quite right. especially at the top of the screen (unless the differences are being caused by your browser).
    Are the telephone numbers correct?
  • Well spotted.

    Advise Lloyds. Take advice.

    Use a different machine and see what happens.
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